Bank · FDIC insured
The Kansas State Bank Savings Rates
The Kansas State Bank’s best savings rate is 0.60% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How The Kansas State Bank’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where The Kansas State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Kansas State Bank
0.60%APY
- Minimum
- $100
- Earns on $10,000 a year
- $60
Savings Account
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
The Kansas State Bank savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Kansas State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Account
0.60%APY
2 free withdrawals per month. Excess withdrawal fee of $1.00 per withdrawal in excess of two per month if balance falls below $500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDemand deposit account rate schedule; fees may reduce earnings on the account.Any balance | 0.60% | $60 | Demand deposit account rate schedule; fees may reduce earnings on the account. |
Money Market Account
0.50%APY
Interest-bearing account. Monthly fee of $5 plus $0.15 per debit if balance drops below $1,000. Preauthorized or automatic transfer and withdrawal limit of 6 per calendar month or statement cycle. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly fee plus $0.15 per debit applies if balance drops below $1,000. Fees may reduce earnings.Any balance | 0.50% | $50 | $5 monthly fee plus $0.15 per debit applies if balance drops below $1,000. Fees may reduce earnings. |
Sources (3)
- theksb.com/doccenter/af887aeb82cd45bf939afddcabf8cab5
- theksb.com/personal
- theksb.com/personal/deposit-products
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.