Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Seattle, WA metro
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Red Canoe Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.95%–1.25% by balance
Credit union · 5 branches
0.95%APY$95 a year on $10,000Requirements
Product: Must maintain a $500 minimum balance to earn dividends; dividends are not earned for the month if the balance falls below $500 on the last day of the calendar month.
0.95% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and up 0.95% $10,000 and upYour amount 0.95% $25,000 and up 1.00% $50,000 and up 1.05% $100,000 and up 1.25% Rate checked
More details - Northwest Plus Credit UnionRegular Money MarketRegular Money Market · $2,000 min · 0.70%–1.00% by balance
Credit union · 5 branches
0.85%APY$85 a year on $10,000Requirements
Product: No monthly service charges. $5 required to open savings account to obtain membership. Fees may reduce earnings. Funds on deposit over $250,000 may not be insured by NCUA.
0.70% interest rate · No monthly fee · Effective May 27, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $2,000 – $9,999 0.70% $10,000 – $24,999Your amount 0.85% $25,000 and up 1.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - O Bee Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–3.25% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - WSECUMoney Market accountsMoney Market accounts · $0 min · 0.10%–1.25% by balance
Credit union · 8 branches
0.79%APY$79 a year on $10,000Requirements
Product: No minimum balance requirement. No maintenance fees. Earnings are based on average daily balance and paid at the end of each month. Withdrawals are limited to 6 per month.
Offer: Based on average daily balance.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market accounts Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - WSECUPerformance Money MarketPerformance Money Market · $0 min · 0.10%–1.25% by balance
Credit union · 8 branches
0.79%APY$79 a year on $10,000Requirements
Offer: Avg Daily Balance.
0.10% interest rate
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 8 branches
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Earns dividends on any balance; no minimum balance required.
Offer: Compounds & credits monthly; minimum to open none; minimum to earn dividends none.
0.75% interest rate · Effective Apr 1, 2025
Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Kitsap Credit UnionPremium Money MarketPremium Money Market · $2,500 min · 0.65%–3.00% by balance
Credit union · 3 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: New money required (waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account). Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID.
Offer: New money required (waived for maturing KCU certificate funds). Requires Peak Checking or Business Checking account. Limited to one account per Tax ID.
Qualified rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $15,000Your amount 0.65% $15,000 – $50,000 2.00% $50,000 – $100,000 2.40% $100,000 – $250,000 2.60% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.00% Rate checked
More details - Nordstrom Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: No maintenance fees. Requires a $1,000 minimum daily balance. Up to 6 transfers/transactions per month per Federal Regulation D.
Offer: Variable rate. Minimum balance to earn APY is $1,000. Dividends calculated on Average Daily Balance and paid monthly.
No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.65% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - SnoCope Credit UnionMoney MarketMoney Market · $750 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Limit of 6 withdrawals per month. Dividends are calculated daily and paid monthly based on daily ending balance.
Offer: Dividends calculated daily and paid monthly.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $750 and up 0.50% $3,000 and up 0.55% $10,000 and upYour amount 0.60% $50,000 and up 0.75% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 8 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Our Community CUMoney Market AccountMoney Market Account · 0.00%–0.85% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Dividends for Money Market accounts are calculated using the average daily balance method, which applies a periodic rate to the account’s average daily balance during the statement period. Minimum balance to earn APY is $2,500. Fees may reduce earnings.
Offer: Under $2,500 average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.45% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Seattle, WA metro
202 accounts at 67 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.40%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch