Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Seattle, WA metro
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Waterfront Credit UnionHigh-Yield Savings AccountSavings · $5,000 min · 2.50%–4.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Qualifications include a $5,000 minimum balance, monthly online/mobile banking login, enrollment in eStatements, and a monthly electronic deposit. If qualifications are not met, the account earns the regular share dividend rate.
Offer: Tiered rate on schedule page p5; requires meeting monthly activity and eStatement qualifications.
Qualified rate · Effective Dec 21, 2024
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY $5,000 – $20,000Your amount 3.00% $20,000 – $50,000 3.50% $50,000 – $100,000 4.00% Over $100,000 2.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 3 qualifying loans.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Pacific Crest BankMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.25% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Interest is compounded daily and paid to the account monthly. Limited to 10 debit transactions per statement cycle. $15 monthly fee waived with a $2,000 minimum daily balance. Variable interest rates subject to change after opening.
Offer: Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
2.47% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $49,999Your amount 2.50% $50,000 – $99,999 2.75% $100,000 – $999,999 3.00% $1,000,000 and up 3.25% Rate checked
More details - Nordstrom Federal Credit UnionFree Kasasa SaverSavings · $0 min · 0.25%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Must be linked to a Free Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, at least 12 debit card purchases must post and settle per Monthly Qualification Cycle and account must be enrolled in eStatements.
Offer: Applies to daily balances up to $25,000 when linked checking qualification requirements are met.
Qualified rate · 2.47% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.50% $25,000 and up 0.25%* Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Avoid a monthly $5 service fee by maintaining a daily balance of $1,000 or more. Interest compounded daily, paid monthly.
Offer: Avoid monthly $5 service fee by maintaining daily balance of $1,000 or more. Interest compounded daily, paid monthly.
2.37% interest rate · Compounded daily · $5 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 2.40%APY$240 a year on $10,000
Requirements
Product: Variable rate account. Interest compounded daily, credited monthly. Unlimited withdrawals. Can be used as overdraft protection on a Seattle Bank checking account.
2.37% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Portage BankNew Frontier Money MarketNew Frontier Money Market · $2,500 min · 0.75%–3.30% by balance
Bank · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Balances under minimum balance requirements do not earn interest. Must maintain a minimum daily balance of $0.01 to earn the disclosed APY. Optional mailed statements cost $3.00 per month.
Offer: Must maintain a minimum daily balance of $0.01 to earn disclosed APY.
0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for New Frontier Money Market Balance APY Up to $10,000 0.75% $10,000 – $100,000Your amount 2.27% $100,000 – $250,000 2.53% $250,000 – $500,000 2.78% $500,000 and up 3.30% Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: Alaska Air Group Credit Union membership required to open account. Allows opening multiple customizable accounts for targeted savings goals.
Offer: $5 minimum balance required to open and maintain the account and to earn the stated APY. Dividend rate and APY may change quarterly.
2.25% interest rate · Effective Sep 16, 2026
Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: Establishes membership with Alaska Air Group Credit Union. $5 minimum deposit to open and maintain.
Offer: Dividend rate and APY may change every quarter. $5 minimum balance required to earn stated APY.
2.25% interest rate · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 59 branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - 2.02%APY$202 a year on $10,000
Rate checked
More details - Harborstone Credit UnionMoney Market AccountMoney Market Account · $25 min
Credit union · 18 branches
2.01%APY$201 a year on $10,000Requirements
Offer: Required to earn APY. Maintain daily balance of $1,000 to avoid $8 fee.
2.00% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Sound membership with a Prime Savings account is required. Anyone who lives or works in WA can join. Over 3 checks per month incurs a $10 fee per check.
Offer: Dividends compounded and credited monthly. No monthly fee. Rates and fees are subject to change.
1.98% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Seattle, WA metro
202 accounts at 67 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.40%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch