Pacific Crest Bank Savings & Money Market Rates

How Pacific Crest Bank’s savings rates compare

Compared with banks and credit unions near Seattle, WA, where Pacific Crest Bank has the most branches. $10,000, best rate first.

This bank’s best
Pacific Crest Bank
2.50%APY
Requires
None
Minimum
$2,000
Earns on $10,000 a year
$250
Money Market Account
Top rate
Peak Credit Union
5.00%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$500
Peak Credit Union rates
2nd-highest rate
Nuvision Credit Union
4.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$450
Nuvision Credit Union rates

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Savings score

Higher than 87% of U.S. banks and credit unions

By balance

$10,000 balance$10,0002.50%
$100,000 balance$100,0003.00%
QualifiedQualified2.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Pacific Crest Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Money Market Account

2.50%APY$2,000 to open

Interest is compounded daily and paid to the account monthly. Limited to 10 debit transactions per statement cycle. $15 monthly fee waived with a $2,000 minimum daily balance. Variable interest rates subject to change after opening.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $49,999Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	2.50%	$250	Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$50,000 – $99,999Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	2.75%	—	Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$100,000 – $999,999Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	3.00%	—	Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$1,000,000 and upMonthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	3.25%	—	Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.

Sources (2)

All captured Oct 9, 2026

Special-purpose accounts

IRA Money Market Account

2.25%APYIRA$2,000 to open

Available on Individual Retirement Accounts (Traditional and Roth). No annual fees. $15 monthly fee waived with a $2,000 minimum daily balance. Compounded daily and paid monthly. Limited to 10 debit transactions per statement cycle. Tax-deductible retirement savings under certain conditions.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $49,999No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	2.25%	$225	No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$50,000 – $99,999No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	2.50%	—	No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$100,000 – $999,999No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	2.75%	—	No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.
$1,000,000 and upNo annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.	3.00%	—	No annual fee. Monthly fee waived with $2,000 minimum daily balance. Compounded daily, paid monthly. Limited to 10 debit transactions per cycle.

Sources (3)

All captured Oct 9, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

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