Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in San Diego, CA metro

  1. First Tech Federal Credit UnionFirst Tech Rewards SavingsSavings · $25 min

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  2. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 16 branches

    3.00%APY$300 a year on $10,000
  3. Top Carrot, Carrot Score 91
    First BankIcon High-Yield SavingsSavings · $100 min

    Bank · 3 branches

    2.90%APY$290 a year on $10,000
  4. Top Carrot, Carrot Score 87
    Financial Partners Credit UnionHigh Yield SavingsSavings · $5,000 min

    Credit union · 1 branch

    2.75%APY$275 a year on $10,000
  5. Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance

    Bank · 1 branch

    2.60%APY$260 a year on $10,000
  6. Hanmi BankSimple SavingsSavings · $100 min · 2.20%–2.70% by balance

    Bank · 1 branch

    2.20%APY$220 a year on $10,000
  7. Top Carrot, Carrot Score 87
    Mission Fed Credit UnionSpecial Rate SavingsSavings · $1,000 min

    Credit union · 34 branches

    2.15%APY$215 a year on $10,000
  8. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionMoney MarketMoney Market

    Credit union · 1 branch

    2.12%APY$212 a year on $10,000
  9. Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance

    Bank · 7 branches

    2.00%APY$200 a year on $10,000intro rate
  10. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 68 branches

    2.00%APY$200 a year on $10,000with conditions
  11. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 68 branches

    2.00%APY$200 a year on $10,000with conditions
  12. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaPersonal Super Money FundPersonal Super Money Fund · $1,000 min · 1.87%–2.18% by balance

    Bank · 1 branch

    1.87%APY$187 a year on $10,000
  13. Northrop Grumman Federal Credit UnionMoney MarketMoney Market · $2,500 min

    Credit union · 2 branches

    1.15%APY$115 a year on $10,000
  14. Top Carrot, Carrot Score 87
    SchoolsFirst FCULiquid Advantage Money MarketLiquid Advantage Money Market · $2,000 min · 0.75%–1.50% by balance

    Credit union · 2 branches

    1.00%APY$100 a year on $10,000
  15. Axos BankAxos ONE SavingsSavings · $0 min

    Bank · 1 branch

    1.00%APY$100 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in San Diego, CA metro

129 accounts at 43 banks and credit unions · checked Oct 7–22

Typical
0.10%
Top 10% from
3.10%
Banks, typical
0.14%
Credit unions, typical
0.10%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

San Diego, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. San Diego Firefighters Federal Credit UnionCredit union · 1 branch
  2. Home Bank of CaliforniaBank · 1 branch
  3. First BankBank · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate