Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Riverside, CA metro
- Collegedale Credit UnionRegular (01) Share AccountSavings · $50 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A Share Account is required for membership and to be eligible for other membership services. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.30% interest rate · Effective Dec 1, 2024
Rate by balance
Rate by balance for Regular (01) Share Account Balance APY Up to $9,999 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - Legacy BankConsumer Premier Money MarketConsumer Premier Money Market · $1,000 min · 0.50%–3.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly service fee of $15 is waived with a $2,500 Monthly Average Balance or $10,000 Monthly Combined Balances (excludes loan balances). Additional deposits allowed at any time. Transaction limitations apply.
Offer: Monthly service fee waived with $2,500 monthly average balance or $10,000 combined balances (excludes loan balances).
0.50% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Consumer Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 3.30% $100,000 – $250,000 3.40% $250,000 – $1,000,000,000 3.50% Rate checked
More details - Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.40%–0.90% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.40% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.70% $100,000 – $249,999 0.80% $250,000 and up 0.90% Rate checked
More details - First Financial Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.40%–0.55% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must maintain the minimum daily balance of $2,500 in this Account to avoid a monthly Low Balance Fee as set forth in the Fee Schedule and to earn the disclosed APY.
Offer: Must maintain the minimum daily balance of $2,500 to avoid a monthly Low Balance Fee and earn disclosed APY.
0.40% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and up 0.40% $10,000 – $24,999Your amount 0.45% $25,000 – $99,999 0.50% $100,000 and up 0.55% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 10 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 10 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.35%–0.85% by balance
Credit union · 4 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Standard Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.35% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.35% $10,000 – $24,999Your amount 0.45% $25,000 – $49,999 0.55% $50,000 – $99,999 0.65% $100,000 – $249,999 0.75% $250,000 and up 0.85% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No early withdrawal penalty.
0.40% interest rate · Effective Sep 1, 2026
Rate checked
More details - Foothill Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.30%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Transfers from Money Market Account are limited to 6 per month. Minimum withdrawal limit is $250.00.
Offer: Tier 1. Dividend minimum $1,000.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.30% $2,500 and upTier 2. Dividend minimum $2,500. 0.35% $10,000 and upYour amountTier 3. Dividend minimum $10,000. 0.40% $20,000 and upTier 4. Dividend minimum $20,000. 0.45% $50,000 and upTier 5. Dividend minimum $50,000. 0.50% $100,000 and upTier 6. Dividend minimum $100,000. 0.60% $250,000 and upTier 7. Dividend minimum Over $250,000. 0.65% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 10 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Arrowhead Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–1.10% by balance
Credit union · 18 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Monthly fee of $10 is waived with an average daily balance of $2,500 or more.
Offer: Dividend paid on average daily balance for the month; $10 monthly fee waived with average daily balance of $2,500+.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 and up 1.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Wescom FinancialMoney MarketMoney Market · $2,500 min · 0.20%–0.70% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required; $1 deposit to Regular Savings required.
Offer: Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500.
0.20% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.40% $50,000 – $99,999 0.50% $100,000 – $249,999 0.60% $250,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Riverside, CA metro
156 accounts at 53 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Riverside, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Thinkwise Credit UnionCredit union · 2 branches
- CU SoCalCredit union · 4 branches