Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Richmond, VA metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Initial $5 deposit into savings account gives part ownership in the Credit Union. Share Savings requires a $5.00 minimum opening deposit and a $500.00 Average Daily Balance to earn the stated Dividend.
Offer: Requires a $500.00 Average Daily Balance (balance over $500) to earn the stated Dividend.
0.15% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly statement provided. Minimum balance to earn interest is $100.
Offer: Requires $100 minimum balance to earn interest.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Encourages incremental savings via paycheck allocations. Requires an Average Daily Balance of $300.00 to earn the stated dividend. Dividends calculated on average daily balance and paid/compounded monthly.
Offer: Requires an Average Daily Balance of $300.00 to earn the stated dividend.
0.10% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open to persons living, working, worshiping, or attending school in Chesterfield, Essex, Middlesex, Mathews, Gloucester, King & Queen, King William, New Kent and James City counties, or immediate family members of current members. $5 deposit to open. Must maintain $0.01 daily balance to obtain APY. Dividends compounded and credited quarterly based on average daily balance method.
Offer: Must maintain $0.01 in the account each day to obtain APY. Dividends compounded and credited quarterly based on average daily balance method.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
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More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance. $100 minimum deposit to open.
Offer: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.
0.10% interest rate · $3 monthly fee · Effective Mar 1, 2025
Rate checked
More details - Hopewell Chemical FCUShare SavingsSavings · $500 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A Share Savings account has a $5.00 minimum balance and establishes your membership with Hopewell Chemical FCU. Dividends are paid on average daily balance. Minimum balance of $500.00 required.
Offer: Minimum Balance $500.00. Share dividends paid on average daily balance.
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - Virginia State University Federal Credit UnionShares/SavingsSavings · $500 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Primary account opened when joining. $5 minimum deposit (a share) and $2 one-time membership fee required. No monthly maintenance fee. Available to VSU faculty, staff, contract employees, alumni, students, Petersburg and Chesterfield County Public Schools employees, and immediate family members.
Offer: Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce earnings.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Dec 22, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership savings account. $5 deposit required for membership at Langley. No monthly fees. Unlimited withdrawals. Earns 0.05% APY on balances of $100 or greater ($100 minimum to earn APY).
Offer: Minimum balance of $100 to earn APY (balances greater than $100 earn 0.05% APY). $5 minimum deposit required for membership.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $100 average daily balance required to earn dividends. Rate may change after the account is open.
Offer: Dividends compounded quarterly. $100 average daily balance required to earn dividends.
0.05% interest rate · Compounded quarterly · Effective Jul 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $100 average daily balance required to earn dividends. Rate may change after the account is open.
Offer: Dividends compounded quarterly. $100 average daily balance required to earn dividends.
0.05% interest rate · Compounded quarterly · Effective Jul 28, 2026
Rate checked
More details - RVA FinancialMoney Market & Super Money MarketMoney Market & Super Money Market · $10,000 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate structure. Maintenance fee of $10.00 per month applies if daily balance falls below the minimum requirement of $10,000.
Offer: Balances from $0.00-$9,999.99 earn 0.00% APY. $10 monthly maintenance fee applies if daily balance falls below $10,000.
0.00% interest rate · $10 monthly fee · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market & Super Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richmond, VA metro
87 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.86%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches