Virginia State University Federal Credit Union Savings & Money Market Rates

How Virginia State University Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Richmond, VA, where Virginia State University Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Virginia State University Federal Credit Union
0.05%APY
Minimum
$5
Earns on $10,000 a year
$5
Shares/Savings
Top rate
Primis Bank
3.85%APY
Minimum
$1
Earns on $10,000 a year
$385
Primis Bank rates
2nd-highest rate
Langley Credit Union
3.75%APY
Minimum
$0
Earns on $10,000 a year
$375
Langley Credit Union rates

Compare savings rates near you →

Savings score

Higher than 3% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.05%
$100,000 balance$100,0000.05%
QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Virginia State University Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Shares/Savings

0.05%APY$5 to open

Primary account opened when joining. $5 minimum deposit (a share) and $2 one-time membership fee required. No monthly maintenance fee. Available to VSU faculty, staff, contract employees, alumni, students, Petersburg and Chesterfield County Public Schools employees, and immediate family members.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upDividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce earnings.$500 and up	0.05%	$5	Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce earnings.

Sources (3)

All captured Oct 22, 2026

Special-purpose accounts

Individual Retirement Accounts (IRAs)

0.45%APYIRA

Tax-advantaged account used to save for retirement. Available to eligible members.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upDividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce earnings.$100 and up	0.45%	$45	Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce earnings.

Sources (3)

All captured Oct 22, 2026

Who can join Virginia State University Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

Virginia State University faculty, staff, contract employees, alumni, and students are eligible for membership.
Employees of the Petersburg Public Schools & Chesterfield County Schools are eligible for membership.

Cost to join

A $2 membership fee is required when applying for membership.
A $5 minimum deposit to a share (savings) account is required upon applying for membership (as part of the $7 total minimum payment).

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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