Credit union · NCUA insured
Langley Credit Union Savings Rates
Top CarrotLangley Credit Union’s best savings rate is 0.05% APY on $10,000, with its Traditional Money Market. Rates checked October 22, 2026.
How Langley Credit Union’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Langley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Langley Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
High-Yield Savings
Top rate
Primis Bank
3.85%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $385
3rd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Langley Credit Union savings score
95
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0002.15%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Langley Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
3.75%APY
Tiered rate account. Dividends calculated by average daily balance and compounded monthly. Requires enrollment in eStatements and limited to one withdrawal per calendar month; if requirements are not met or more than one withdrawal occurs, earns 0.05% APY on the entire balance. Limit 1 High-Yield Savings account per member. No monthly fees and no minimum deposit required. $5 deposit to savings account required for membership. High yield rate also applies when MyDesign Checking Steady Saver or All-In requirements are met on balances up to $25,000.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $25,000Standard tier: Earn 3.75% APY on average daily balances up to $25,000 with eStatements and max 1 withdrawal per month. · $0 to open | 3.75% | $0 | $375 | Standard tier: Earn 3.75% APY on average daily balances up to $25,000 with eStatements and max 1 withdrawal per month. |
| $25,000 and upStandard tier: Earn 0.05% APY on average daily balances exceeding $25,000. · Unknown to open | 0.05% | Unknown | — | Standard tier: Earn 0.05% APY on average daily balances exceeding $25,000. |
Platinum Money Market
Up to 2.95%APY
Variable rate account. Paying no monthly fees. Includes 1 free withdrawal or transfer per calendar month ($25 fee per each additional withdrawal/transfer). Limit 1 account per member. Dividends calculated by average daily balance and compound monthly. $5 deposit to Langley savings account required for membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upEarns 2.15% APY on average daily balances above $25,000. No dividend earned if average daily balance is below $25,000. | 2.15% | — | Earns 2.15% APY on average daily balances above $25,000. No dividend earned if average daily balance is below $25,000. |
| $100,000 and upEarns 2.15% APY on average daily balances above $100,000. | 2.15% | — | Earns 2.15% APY on average daily balances above $100,000. |
| $250,000 and upEarns 2.95% APY on average daily balances above $250,000. | 2.95% | — | Earns 2.95% APY on average daily balances above $250,000. |
| $500,000 and upEarns 2.95% APY on average daily balances above $500,000. | 2.95% | — | Earns 2.95% APY on average daily balances above $500,000. |
| $1,000,000 and upEarns 2.95% APY on average daily balances above $1,000,000. | 2.95% | — | Earns 2.95% APY on average daily balances above $1,000,000. |
Traditional Money Market
0.05%APY
Minimum opening deposit of $100. Dividends calculated by average daily balance and compound monthly. No dividend will be earned in any dividend period if average daily balance is below $100. $5 deposit to Langley savings account required for membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarns 0.05% APY on average daily balances above $100. | 0.05% | $5 | Earns 0.05% APY on average daily balances above $100. |
| $2,500 and upEarns 0.05% APY on average daily balances above $2,500. | 0.05% | $5 | Earns 0.05% APY on average daily balances above $2,500. |
| $10,000 and upEarns 0.05% APY on average daily balances above $10,000. | 0.05% | $5 | Earns 0.05% APY on average daily balances above $10,000. |
| $25,000 and upEarns 0.50% APY on average daily balances above $25,000. | 0.50% | — | Earns 0.50% APY on average daily balances above $25,000. |
| $50,000 and upEarns 0.50% APY on average daily balances above $50,000. | 0.50% | — | Earns 0.50% APY on average daily balances above $50,000. |
| $100,000 and upEarns 0.50% APY on average daily balances above $100,000. | 0.50% | — | Earns 0.50% APY on average daily balances above $100,000. |
Langley Saves
0.39%APY on $10,000
Tiered rate account. Dividends calculated daily, paid monthly. No monthly fees and no minimum balance requirements.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 4.89% |
| $500 – $1,000 | 1.98% |
| $1,000 and up | 0.05% |
On $10,000 the tiers blend to about 0.39% APY, earning $39 a year.
Savings Account
0.05%APY
Membership savings account. $5 deposit required for membership at Langley. No monthly fees. Unlimited withdrawals. Earns 0.05% APY on balances of $100 or greater ($100 minimum to earn APY).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn APY (balances greater than $100 earn 0.05% APY). $5 minimum deposit required for membership.$100 and up | 0.05% | $5 | Minimum balance of $100 to earn APY (balances greater than $100 earn 0.05% APY). $5 minimum deposit required for membership. |
Special-purpose accounts
Money Market IRAs
0.05%APY
Available as Traditional or Roth IRA wrapper. Minimum to open $100. The APY is subject to change monthly. $5 deposit to Langley savings account required for membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
| $100,000 and up | 0.05% | — |
| $250,000 and up | 0.05% | — |
Youth Accounts
0.05%APY
Savings accounts available to minors with parental guidance. Includes Custodian/UTMA account and joint Savings Account options. No monthly fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSavings and UTMA options available at 0.05% APY.Any balance | 0.05% | $5 | Savings and UTMA options available at 0.05% APY. |
Sources (4)
- langleyfcu.org/deposits-holiday-savings
- langleyfcu.org/deposits-youth-accounts
- langleyfcu.org/52-week-savings-plan
- langleyfcu.org/savings
All captured Oct 22, 2026
Who can join Langley Credit Union
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