Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Reading, PA metro

  1. UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance

    Bank · 1 branch

    3.75%APY$375 a year on $10,000intro rate
  2. Ephrata National BankCommunity Impact AccountCommunity Impact Account · $2,500 min

    Bank · 1 branch

    3.39%APY$339 a year on $10,000
  3. Jonestown Bank & Trust Co.JBT Companion Savings AccountSavings · $1,000 min

    Bank · 1 branch

    3.30%APY$330 a year on $10,000with conditions
  4. Customers BankHigh-Yield Digital SavingsSavings · $1 min · 2.80%–3.50% by balance

    Bank · 2 branches

    2.80%APY$280 a year on $10,000
  5. Riverfront Federal Credit UnionPreferred Step-Up Money MarketPreferred Step-Up Money Market · $5,000 min · up to $10,000

    Credit union · 2 branches

    2.35%APY$235 a year on $10,000with conditions
  6. Reading Berks Employees Credit UnionShare AccountSavings · $25 min

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000
  7. Top Carrot, Carrot Score 93
    Utilities Employees Credit UnionKasasa SaverSavings

    Credit union · 1 branch

    2.00%APY$200 a year on $10,000with conditions
  8. Riverfront Federal Credit UnionTraditional Money MarketTraditional Money Market · $500 min · 0.70%–1.20% by balance

    Credit union · 2 branches

    1.20%APY$120 a year on $10,000
  9. Top Carrot, Carrot Score 93
    Utilities Employees Credit UnionAdvantages Money Market SavingsAdvantages Money Market Savings · $0 min · 1.10%–2.10% by balance

    Credit union · 1 branch

    1.15%APY$115 a year on $10,000
  10. Riverfront Federal Credit UnionStep-Up Money MarketStep-Up Money Market · $5,000 min

    Credit union · 2 branches

    1.10%APY$110 a year on $10,000
  11. Top Carrot, Carrot Score 88
    Discovery Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.25% by balance

    Credit union · 1 branch

    1.00%APY$100 a year on $10,000
  12. Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance

    Credit union · 5 branches

    1.00%APY$100 a year on $10,000
  13. Customers BankMoney MarketMoney Market · 1.00%–1.50% by balance

    Bank · 2 branches

    1.00%APY$100 a year on $10,000
  14. Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance

    Bank · 2 branches

    1.00%APY$100 a year on $10,000
  15. Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance

    Bank · 7 branches

    0.90%APY$90 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in Reading, PA metro

67 accounts at 23 banks and credit unions · checked Oct 6–22

Typical
0.25%
Top 10% from
1.52%
Banks, typical
0.10%
Credit unions, typical
0.48%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Reading, PA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Utilities Employees Credit UnionCredit union · 1 branch
  2. Discovery Federal Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate