Credit union · NCUA insured
Reading Berks Employees Credit Union
A $13.4M credit union headquartered in Reading, PA, with 1,252 members and 1 branch in Pennsylvania. Best rates: savings 2.02% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings892.02%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Reading Berks Employees Credit Union
Chartered in 1947, Reading Berks School Employees Credit Union is a member-owned institution headquartered in Reading, Pennsylvania.
Founded to enable school employees to borrow at reasonable rates, it serves people employed by Berks County school districts.
- Headquarters
- 4641 Pottsville Pike, Reading, PA 19605
- NCUA charter
- 60392
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of a Berks County School District are eligible for membership.
Cost to join
- A $1.00 membership fee is required upon joining.
- A $25.00 share savings deposit is required to open an account and join.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- reading berks school emp cuMain office4641 Pottsville Pike, Reading, PA 19605Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.60% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio16.60%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Reading Berks Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.