Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Omaha, NE-IA metro
- Lincoln Federal Savings BankPremier SavingsSavings · $50 min · 2.00%–3.50% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance to open is $50.00; minimum balance to maintain and earn interest is $0.01. APY is calculated on the entire daily balance. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.
Offer: APY is based and calculated on the entire daily balance of the account.
1.98% interest rate · No monthly fee · Effective Jul 6, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000Your amount 2.00% $10,000 – $25,000 2.50% $25,000 – $100,000 3.00% Over $100,000 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Metro Credit UnionRegular Money MarketRegular Money Market · $2,500 min · 1.05%–2.35% by balance
Credit union · 5 branches
1.80%APY$180 a year on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. Up to 6 free transactions/withdrawals per month; $5.00 charge per transaction in excess of six. Dividends compounded and credited monthly. Dividends calculated using daily balance method. A $15.00 monthly fee applies if minimum balance is not met. Par value of membership share is $1.00.
Offer: Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method.
1.05% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $2,500 – $10,000 1.05% $10,000 – $25,000Your amount 1.80% $25,000 – $50,000 2.10% $50,000 and up 2.35% Rate checked
More details - FirstBank of NebraskaFirst Money MarketFirst Money Market · $2,500 min · 1.76%–2.78% by balance
Bank · 1 branch
1.76%APY$176 a year on $10,000intro rateRequirements
Product: Interest rate and annual percentage yield may change after account opening. Minimum balance calculation is based on daily balance (the amount of principal in the account each day). Rates are good through 10/06/2026.
Offer: Daily balance to obtain APY.
Promotional rate · 1.75% interest rate
Rate by balance
Rate by balance for First Money Market Balance APY $2,500 and upYour amount 1.76% $50,000 and up 1.76% $100,000 and up 2.02% $250,000 and up 2.27% $500,000 and up 2.53% $1,000,000 and up 2.78% Rate checked
More details - First Nebraska BankMoney Market Investment AccountMoney Market Investment Account · $0 min · 1.76%–2.89% by balance
Bank · 3 branches
1.76%APY$176 a year on $10,000Requirements
Product: Interest paid monthly. Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas.
1.75% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 1.76% $10,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.97% $50,000 – $100,000 2.22% $100,000 – $250,000 2.63% $250,000 and up 2.89% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 21 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Offer: APY may change after account opening on Non-Time accounts. Fees may reduce earnings on Non-Time accounts.
1.50% interest rate · Effective Mar 2, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
Offer: When qualifications are met on linked Kasasa Cash account.
Qualified rate · 1.50% interest rate · Effective Sep 18, 2026
Rate checked
More details - First Nebraska Credit UnionSuperSaver FundSuperSaver Fund · $5,000 min · 1.25%–1.75% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: The minimum balance requirement to earn dividends and avoid service charges is $5,000.
1.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for SuperSaver Fund Balance APY $5,000 – $9,999 1.25% $10,000 – $24,999Your amount 1.50% $25,000 and up 1.75% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Open a regular-share savings account with a $5 minimum balance to establish Gallup FCU membership. No monthly fee.
Offer: Rate applies to account balances below $3,000.
0.75% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $3,000 0.75% $3,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - Commercial State BankMoney Market AccountMoney Market Account · $1,000 min · 1.25%–1.70% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Available to individuals, organizations, and businesses. Minimum opening deposit is $1,000. Service fee of $2.00 monthly maintenance charge per account, plus $6.00 monthly charge if average balance falls below required minimum ($1,000.00), at which point the earnings rate becomes that of a NOW account. Service fee waived for customers with Social Security Retirement direct deposit. Limited transactions allowed. Interest compounded monthly.
Offer: APY compounded monthly. $6.00 monthly charge if average balance falls below required minimum ($1,000.00); earnings rate becomes that of a NOW account. Service fee does not apply to customers with Social Security Retirement direct deposit.
1.24% interest rate · Compounded monthly · $2 monthly fee · Effective Apr 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 1.25% $1,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.55% $50,000 and up 1.70% Rate checked
More details - Great Plains State BankMoney MarketMoney Market · $1,000 min · 1.20%–2.00% by balance
Bank · 1 branch
1.35%APY$135 a year on $10,0001.19% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.20% $10,000 – $25,000Your amount 1.35% $25,000 – $100,000 1.45% $100,000 – $250,000 1.70% $250,000 – $500,000 1.85% $500,000 and up 2.00% Rate checked
More details - 1.35%APY$135 a year on $10,000
Requirements
Product: No monthly charges. Flexibility with up to six withdrawals per cycle and unlimited in-person withdrawals.
1.34% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $250,000 1.85% $250,000 – $500,000 2.25% $500,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Omaha, NE-IA metro
158 accounts at 64 banks and credit unions · checked Oct 16–22
- Typical
- 0.33%
- Top 10% from
- 2.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.25%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches