Bank · FDIC insured
Henderson State Bank
A $678.5M bank headquartered in Henderson, NE, with 12 branches in Nebraska. Best rates: savings 1.35% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.25%CD rates →
- Savings881.85%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Henderson State Bank
Henderson State Bank is committed to giving back to its local communities across Nebraska through involvement in community organizations and projects.
- Headquarters
- 1040 N Main St, Henderson, NE 68371
- FDIC certificate
- 17229 ↗
Branches
12 branches in Nebraska
Loading map…
Nebraska
12 branches
North Platte area · 2
- North Platte Branch402 N Jeffers St, North Platte, NE 69101Directions
- Community First Bank Branch324 Main St, Stapleton, NE 69163Directions
Henderson area · 1
- Henderson State BankMain office1040 N Main St, Henderson, NE 68371Directions
Big Springs area · 1
- Community First Bank Branch306 Pine St, Big Springs, NE 69122Directions
Culbertson area · 1
- The Culbertson Bank Branch318 Taylor St, Culbertson, NE 69024Directions
Giltner area · 1
- Giltner State Bank216 Tonya Dr, Giltner, NE 68841Directions
Greeley area · 1
- Henderson State Bank107 W Oneill Ave, Greeley, NE 68842Directions
Maywood area · 1
- Community First Bank Branch122 S Commercial St, Maywood, NE 69038Directions
McCook area · 1
- Henderson State Bank Branch Dba Mccook State Bank705 N. Highway 83, McCook, NE 69001Directions
Omaha area · 1
- Hsb - Omaha Branch3333 N 168th Ct, Omaha, NE 68116Directions
Trenton area · 1
- Community First Bank339 Main St, Trenton, NE 69044Directions
York area · 1
- Henderson State Bank627 N Lincoln Ave, York, NE 68467Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.27% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $110 | $81 | — |
- CapitalLeverage ratio10.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.27%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$110Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Henderson State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.