Bank · FDIC insured
Henderson State Bank Savings Rates
Henderson State Bank’s best savings rate is 1.35% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Henderson State Bank’s savings rates compare
Compared with banks and credit unions near North Platte, NE, where Henderson State Bank has the most branches. $10,000, best rate first.
This bank’s best
Henderson State Bank
1.35%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $135
Money Market
Top rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
2nd-highest rate
North Platte Union Pacific Employees Credit Union
2.01%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $201
Henderson State Bank savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.35%
- $10,000 balance$10,0001.35%
- $100,000 balance$100,0001.85%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Henderson State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.35%APY
No monthly charges. Flexibility with up to six withdrawals per cycle and unlimited in-person withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 1.35% | $135 |
| $50,000 – $100,000 | 1.60% | — |
| $100,000 – $250,000 | 1.85% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 and up | 2.50% | — |
Sources (2)
All captured Oct 5, 2026
Savings
0.50%APY
Up to six outside transactions permitted per month. No continuing minimum balance requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. No minimum balance needed to obtain APY.Any balance | 0.50% | $50 | Variable interest rate. No minimum balance needed to obtain APY. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
3.00%APY
Choice of Traditional or Roth IRA options. No initial fees to start retirement savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening deposit or balance required to obtain APY. Choice of traditional or Roth for tax advantages. Rate may change after account opening.Any balance | 3.00% | $300 | No minimum opening deposit or balance required to obtain APY. Choice of traditional or Roth for tax advantages. Rate may change after account opening. |
Sources (2)
All captured Oct 5, 2026
Health Savings Account
1.75%APY
Tax advantages and tax-free growth on savings for eligible healthcare expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening deposit or balance required to obtain APY.Any balance | 1.75% | $175 | No minimum opening deposit or balance required to obtain APY. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.