Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 451–465 results in New York, NY-NJ metro
- 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
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More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 5, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A base account that establishes eligibility for other products. Requires maintaining a minimum balance of $10.00. Annual sponsoring membership fee may apply.
0.01% interest rate · Effective Oct 5, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available in branch.
0.01% interest rate · Effective Oct 1, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Establishes credit union membership. Requires $100 initial deposit. Variable rate paid quarterly. Monthly fee of $5 if minimum balance of $100 is not maintained before the end of each calendar month. Monthly fee of $10 if no transaction is completed every twelve months.
Offer: Monthly fee of $5 waived if a minimum balance of $100 is maintained. $10 monthly fee applies if no transaction is completed every 12 months.
0.01% interest rate · $5 monthly fee · Effective Apr 15, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to adults 18 years or older with a U.S. residential address. Rate is variable and may change after account opening.
Offer: Earn 0.01% APY on average daily balances over $100; balances under $100 do not earn interest. Avoid $5 monthly maintenance charge by maintaining an average daily balance of $300 or more.
$5 monthly fee · Effective Oct 4, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: A minimum of $1 is required to open a Primary Share Savings Account and maintain Membership. Excessive transactions may result in fees.
0.01% interest rate · Effective Oct 4, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum balance of $5.00 required to keep the account open. Grants member/owner status in Motion FCU.
0.01% interest rate
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Infinity Saver account is only available with an Infinity Pro+, Infinity Cash or Infinity Cash Back checking account. Monthly rewards and ATM fee refunds from the checking account are automatically transferred to Infinity Saver. No monthly maintenance fee.
Offer: Base rate applied to all balances if qualifications are not met in linked Infinity Pro+, Infinity Cash, or Infinity Cash Back account.
Qualified rate · No monthly fee · Effective Oct 4, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee is avoided by maintaining an average daily balance of $250.
Offer: $5 monthly fee waived with $250 average daily balance.
0.01% interest rate · $5 monthly fee · Effective Oct 3, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
477 accounts at 181 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches