Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results in New York, NY-NJ metro
- Educational & Governmental Employees Federal Credit UnionShare SavingsSavings · $0 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Basic share savings account establishing membership ownership in the credit union.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum opening deposit establishes membership share. Dividends compounded and credited monthly using daily balance method.
Offer: Balance to earn APY is $100. Minimum to open is $5.
0.05% interest rate
Rate checked
More details - Riegel Federal Credit UnionRegular Share Savings AccountSavings · $0 min · 0.00%–0.05% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Offer: Variable Rate. Compounded and Paid Quarterly.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $40,000Your amount 0.05% $40,000 and upMinimum Daily Balance $100. 0.05% Rate checked
More details - Riegel Federal Credit UnionSecondary Share Savings AccountSavings · 0.00%–0.05% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Members can open up to nine secondary share savings accounts linked to the regular share savings account. Tiered dividend rates apply. No minimum balance required.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Secondary Share Savings Account Balance APY Up to $100 0.00% $5,000 – $40,000Your amount 0.05% $40,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with RBFCU; $5 minimum deposit to open and maintain credit union membership. Avoid $4 monthly service fee by maintaining balance of $100. Minimum balance of $100 to earn dividends.
Offer: Average daily balance of $100.00 to earn 0.05% APY; $4 monthly fee waived with $100 balance.
$4 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Deposits and withdrawals can be made at any time without penalty. All transactions are recorded in passbook.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Transactions are recorded on a monthly statement.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Base rate applied to all balances if monthly qualification criteria are not met. $2 monthly paper statement fee waived with eStatements.
Qualified rate · 0.05% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate checked
More details - Affinity Federal Credit UnionAffinity High-Yield SavingsSavings · $5 min · 0.05%–2.50% by balance
Credit union · 18 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate paid on entire balance based on average daily balance tier. Dividends compounded daily and credited monthly. $2 monthly paper statement fee waived if enrolled in eStatements within first 45 days of membership or for qualifying members. Initial opening deposit $5.00.
Offer: Rate paid on entire balance if average daily balance is less than $100,000. $2 monthly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for Affinity High-Yield Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must qualify for membership at B-M S Federal Credit Union.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $100,000Your amount 0.05% $100,000 and upTier III 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier for balances less than $100,000.
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Bank at Work Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 0.20% Rate checked
More details - The First Bank of GreenwichPreferred Savings AccountSavings · $1 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Linked Preferred Checking or Founders checking account required to open this product. $5.75 monthly service charge waived if average daily balance per statement cycle of $25,000 is maintained.
Qualified rate · 0.05% interest rate · $5.75 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - The First Bank of GreenwichSpecial Statement Savings AccountSavings · $2,500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $2,500 is maintained or if under 18 yrs old or over 50 yrs old. $2,500 minimum average daily balance to earn interest.
0.05% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Statement Savings Account Balance APY $2,500 – $15,000Your amount 0.05% $15,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
477 accounts at 181 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches