Credit union · NCUA insured
Riegel Federal Credit Union Savings Rates
Riegel Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Share Savings Account. Rates checked October 22, 2026.
How Riegel Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Riegel Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Riegel Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $5
Regular Share Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Riegel Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Riegel Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Variable Rate. Compounded and Paid Quarterly. | 0.00% | — | Variable Rate. Compounded and Paid Quarterly. |
| $100 – $5,000Variable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100. | 0.05% | — | Variable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100. |
| $5,000 – $40,000Variable Rate. Compounded and Paid Quarterly. | 0.05% | $5 | Variable Rate. Compounded and Paid Quarterly. |
| $40,000 and upVariable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100. | 0.05% | — | Variable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100. |
Sources (2)
All captured Oct 4, 2026
Secondary Share Savings Account
0.05%APY
Members can open up to nine secondary share savings accounts linked to the regular share savings account. Tiered dividend rates apply. No minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $5,000 – $40,000 | 0.05% | $5 |
| $40,000 and up | 0.05% | — |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Share IRA Account Traditional, Roth and Education
0.25%APY
Traditional, Roth and Education IRA types offered. No minimum balance. No fees. Variable rate. Compounded and paid quarterly. Contributions and withdrawals subject to IRA rules.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 4, 2026
Share Holiday Club
0.15%APY · 1 term
No minimum balance. No fees. Term from Oct 1 to Sept 30. No withdrawals until maturity. At the end of the term, balance is transferred into regular share savings account. Early withdrawal subject to loss of dividends. Variable rate. Compounded and paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm from Oct 1 to Sept 30 | 0.15% | $15 |
Sources (2)
All captured Oct 4, 2026
Share Vacation Club
0.15%APY · 1 term
No minimum balance. No fees. Term from Jul 1 to Jun 30. No withdrawals until maturity. At the end of the term, balance is transferred into regular share savings account. Early withdrawal subject to loss of dividends. Variable rate. Compounded and paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm from Jul 1 to Jun 30 | 0.15% | $15 |
Sources (2)
All captured Oct 4, 2026
Youth Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Variable Rate. Compounded and Paid Quarterly. | 0.00% | — | Variable Rate. Compounded and Paid Quarterly. |
| $100 – $5,000Variable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100 to earn stated APY* | 0.02% | — | Variable Rate. Compounded and Paid Quarterly. Minimum Daily Balance $100 to earn stated APY* |
| $5,000 – $40,000Variable Rate. Compounded and Paid Quarterly. | 0.05% | $5 | Variable Rate. Compounded and Paid Quarterly. |
| $40,000 and upVariable Rate. Compounded and Paid Quarterly. | 0.07% | — | Variable Rate. Compounded and Paid Quarterly. |
Sources (2)
All captured Oct 4, 2026
Who can join Riegel Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in Hunterdon County, NJ, or specific municipalities in Bucks County, PA, are eligible to join.
Employers and groups
- Businesses and other legal entities located in the designated service area are eligible for membership.
- Employees of Riegel Federal Credit Union are eligible to join.
- Persons retired as pensioners or annuitants from qualifying employment are eligible to join.
Family and household
- Immediate family members or household members of eligible persons can join.
- Spouses of persons who died while within the field of membership are eligible to join.
1 more way to join
Other ways
- Organizations of eligible persons are eligible for membership.
Cost to join
- A minimum deposit of $100.00 into a savings account is required.
- A $1.00 membership fee per member is required.
Membership information collected October 5, 2026.