Bank · FDIC insured
Kearny Bank Savings Rates
Kearny Bank’s best savings rate is 0.05% APY on $10,000, with its Savings (Statement). Rates checked October 22, 2026.
How Kearny Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Kearny Bank has the most branches. $10,000, best rate first.
This bank’s best
Kearny Bank
0.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $5
Savings (Statement)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Kearny Bank savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kearny Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings (Statement)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- kearnybank.com/personal-banking/rates · captured Oct 4, 2026
Special-purpose accounts
Kid's Club Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.25% | $25 |
Sources (1)
- kearnybank.com/personal-banking/rates · captured Oct 4, 2026
Holiday Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (1)
- kearnybank.com/personal-banking/rates · captured Oct 4, 2026
Statement Savings IRA
0.05%APY
Tax-advantaged IRA savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Sources (1)
- kearnybank.com/personal-banking/rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.