Educational & Governmental Employees Federal Credit Union Savings & Money Market Rates

How Educational & Governmental Employees Federal Credit Union’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where Educational & Governmental Employees Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Educational & Governmental Employees Federal Credit Union
0.05%APY
Requires
None
Minimum
$0.01
Earns on $10,000 a year
$5
Share Savings
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

Compare savings rates near you →

Savings score

Higher than 3% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.05%
$100,000 balance$100,0000.05%
QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Educational & Governmental Employees Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Savings

0.05%APY$0.01 to open

Basic share savings account establishing membership ownership in the credit union.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $500	0.05%	—
$500 and up	0.05%	$5

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

Traditional IRA Savings

0.45%APYIRA

Tax-deferred savings. Annual contribution limits apply ($7,000/year, or $8,000/year if age 50+). Normal distributions begin at age 59 1/2; mandatory distributions start at age 73.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.45%	$45

Sources (3)

All captured Oct 5, 2026

Who can join Educational & Governmental Employees Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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