Credit union · NCUA insured
Riegel Federal Credit Union
A $169.2M credit union headquartered in Milford, NJ, with 8,137 members and 4 branches in 2 states. Best rates: savings 0.05% APY.
Riegel Federal Credit Union Carrot Score
71
Carrot Score
Higher than 29% of U.S. banks and credit unions
#109 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Riegel Federal Credit Union
Riegel Federal Credit Union operates four branches and serves communities across Hunterdon County, New Jersey, and parts of Bucks County, Pennsylvania.
- Headquarters
- 515 Milford Warren Glen Rd, Milford, NJ 08848-1881
- NCUA charter
- 13944
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in Hunterdon County, NJ, or specific municipalities in Bucks County, PA, are eligible to join.
Employers and groups
- Businesses and other legal entities located in the designated service area are eligible for membership.
- Employees of Riegel Federal Credit Union are eligible to join.
- Persons retired as pensioners or annuitants from qualifying employment are eligible to join.
Family and household
- Immediate family members or household members of eligible persons can join.
- Spouses of persons who died while within the field of membership are eligible to join.
1 more way to join
Other ways
- Organizations of eligible persons are eligible for membership.
Cost to join
- A minimum deposit of $100.00 into a savings account is required.
- A $1.00 membership fee per member is required.
Branches
4 branches in 2 states
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New Jersey
3 branches
- Riegel Federal Credit UnionMain office515 Milford Warren Glen Rd, Milford, NJ 08848Directions
- Riegel Federal Credit Union178 Center St, Clinton, NJ 08809Directions
- Riegel Federal Credit Union25 Reaville Ave, Flemington, NJ 08822Directions
Pennsylvania
1 branch
- Riegel Federal Credit Union5936 Easton Rd, Pipersville, PA 18947Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.36% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.77% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.41% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $31 | $76 | — |
- CapitalNet worth ratio10.36%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.77%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$31Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Riegel Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.