Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in New York, NY-NJ metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Variable interest rate account. Rates, terms and conditions are subject to change without notice. Interest is compounded daily and posted monthly. Passbook format. Free cashier's checks if payable to account owner.
Offer: Initial deposit of $1,000 required. Minimum balance to earn the APY is $1,000.
0.10% interest rate · Compounded daily · Effective Sep 19, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly mailed statements, free ATM card, free online banking, direct deposit, and free cashier's checks payable to account holder.
Offer: Compounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings. ATM Card available.
0.10% interest rate · Effective Sep 19, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Passbook tracking; often used for low transaction volume. Free direct deposit and free cashier's checks payable to account holder.
Offer: Compounding Method: Daily (365/365). Variable interest rate account; rates, terms, and conditions subject to change without notice. Fees may reduce earnings.
0.10% interest rate · Effective Sep 19, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Compounded monthly. Minimum to obtain APY: $1.
0.10% interest rate · Compounded monthly · Effective Jul 29, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Compounded monthly. Minimum to obtain APY: $1.
0.10% interest rate · Compounded monthly · Effective Jul 29, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.05% interest rate · Effective Jul 26, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $500 0.05% $500 and upYour amount 0.10% Rate checked
More details - County Excellence Federal Credit UnionRegular Share Savings AccountSavings · $5 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends are paid on balances of $100.00 or more. Provides membership share in the credit union.
Offer: Dividends paid on balances of $100.00 or more.
0.10% interest rate
Rate checked
More details - First Point Federal Credit UnionRegular Share AccountSavings · $50 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $4,999 0.10% $5,000 – $19,999Your amount 0.10% $20,000 – $34,999 0.25% $35,000 – $999,999 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires opening a savings account with a minimum deposit of $5.00 to qualify for membership. Fees could reduce earnings on the account. Electronic transfer limitations apply (maximum 6 per month).
0.10% interest rate · Effective Jun 1, 2025
Rate checked
More details - Union Building Trades Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Required minimum balance of $2,500 for premium dividend rate; if balance falls below minimum, dividend rate drops to current savings rate. No monthly fee or penalty. Additional deposits allowed and up to six transfers per month. Dividends paid monthly.
Offer: If balance falls below the minimum of $2,500, dividend rate drops to the current savings rate.
0.05% interest rate · No monthly fee · Effective Apr 23, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05%* $2,500 – $14,999Your amount 0.10%* $15,000 – $29,999 0.15%* $30,000 – $49,999 0.20%* $50,000 – $99,999 0.25%* $100,000 and up 0.30%* Rate checked
More details - The Berkshire BankBlue Ribbon SavingsSavings · $10,000 min · 0.10%–0.30% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must open both a Blue Ribbon Savings and linked Blue Ribbon Checking account.
Offer: Requires linked Blue Ribbon Checking account.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Nov 13, 2025
Rate by balance
Rate by balance for Blue Ribbon Savings Balance APY $10,000 – $49,999Your amount 0.10% $50,000 – $249,999 0.10% $250,000 – $999,999 0.20% $1,000,000 – $3,999,999 0.30% $4,000,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5 minimum balance/deposit to open.
0.10% interest rate · Effective Apr 3, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly fee of $10 waived with a direct deposit or an average monthly balance of $2,000.
Offer: Monthly fee of $10 waived with a direct deposit or an average monthly balance of $2,000.
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly fee of $6.00 waived with average monthly balance of $500.
Offer: Monthly fee of $6.00 waived with average monthly balance of $500.
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches