Credit union · NCUA insured
Picatinny Federal Credit Union Savings Rates
Picatinny Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Shares. Rates checked October 22, 2026.
How Picatinny Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Picatinny Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Picatinny Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Shares
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Picatinny Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Picatinny Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares
0.10%APY
Requires opening a savings account with a minimum deposit of $5.00 to qualify for membership. Fees could reduce earnings on the account. Electronic transfer limitations apply (maximum 6 per month).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
IRA
0.10%APY
Includes Traditional IRA, Roth IRA, and Educational IRA options. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special Occasion
0.03%APY
Club/savings account to set aside money for vacations, holiday shopping, and unexpected expenses. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Who can join Picatinny Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or go to school in Morris, Essex, Somerset, and Union counties.
Family and household
- Immediate family members of members are eligible to join regardless of where they live or work.
Cost to join
- Joining requires opening a savings account with a minimum deposit of $5.
Membership information collected October 5, 2026.