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Credit union · NCUA insured

First Point Federal Credit Union Savings Rates

First Point Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Account. Rates checked October 22, 2026.

How First Point Federal Credit Union’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where First Point Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    First Point Federal Credit Union

    0.10%APY

    Requires
    None
    Minimum
    $5
    Earns on $10,000 a year
    $10

    Regular Share Account

  • Top rate

    Woori America Bank

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    $1,000
    Earns on $10,000 a year
    $500

    Woori America Bank rates

  • 2nd-highest rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

Compare savings rates near you →

First Point Federal Credit Union savings score

66

Savings score

Higher than 15% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.10%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.50%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Point Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join First Point Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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