Credit union · NCUA insured
County Excellence Federal Credit Union
A $134M credit union headquartered in Roselle Park, NJ, with 8,701 members and 2 branches in New Jersey. Best rates: savings 0.10% APY.
County Excellence Federal Credit Union Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#154 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About County Excellence Federal Credit Union
Operating since 1935, County Excellence Federal Credit Union is headquartered in Roselle Park, New Jersey.
The credit union serves individuals and businesses across Union, Somerset, and Hunterdon counties.
- Headquarters
- 16 E Lincoln Ave, Roselle Park, NJ 07204-1743
- NCUA charter
- 120
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or conduct business in Hunterdon County are eligible to join.
- Individuals who live, work, worship, or conduct business in Somerset County are eligible to join.
- Individuals who live, work, worship, or conduct business in Union County are eligible to join.
Family and household
- Immediate family members of existing County Excellence FCU members are eligible to join.
Branches
2 branches in New Jersey
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New Jersey
2 branches
- County Excellence FCU Br1Main office16 E Lincoln Ave, Roselle Park, NJ 07204Directions
- County Excellence FCU Br21924 Washington Valley Rd Ste B, Martinsville, NJ 08836Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.45% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.77% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio8.45%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of County Excellence Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.