Credit union · NCUA insured
County Excellence Federal Credit Union Savings Rates
County Excellence Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings Account. Rates checked October 22, 2026.
How County Excellence Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where County Excellence Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County Excellence Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Share Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
County Excellence Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County Excellence Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.10%APY
Dividends are paid on balances of $100.00 or more. Provides membership share in the credit union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid on balances of $100.00 or more.Any balance | 0.10% | $10 | Dividends paid on balances of $100.00 or more. |
Special-purpose accounts
Club Accounts
0.20%APY
Seasonal savings accounts with scheduled payouts: Winter Relief Club (disbursed Jan 15), Spring Savings Club (payout April 15), Summer Savings/Savers Club (available July 15), and Holiday Club (payout Oct 15).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIncludes Holiday, Winter Relief, Spring Savings, and Summer Savers clubs. Payout dates: Jan 15 (Winter Relief), Apr 15 (Spring Savings), Jul 15 (Summer Savings), Oct 15 (Holiday).Any balance | 0.20% | $20 | Includes Holiday, Winter Relief, Spring Savings, and Summer Savers clubs. Payout dates: Jan 15 (Winter Relief), Apr 15 (Spring Savings), Jul 15 (Summer Savings), Oct 15 (Holiday). |
Youth Savings
0.20%APY
Designed for young members to build smart money habits; earns dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
IRA Savings Account
0.15%APY
Retirement savings account available as Traditional or Roth IRA. Flexible contributions up to annual IRS limits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join County Excellence Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or conduct business in Hunterdon County are eligible to join.
- Individuals who live, work, worship, or conduct business in Somerset County are eligible to join.
- Individuals who live, work, worship, or conduct business in Union County are eligible to join.
Family and household
- Immediate family members of existing County Excellence FCU members are eligible to join.
Membership information collected October 5, 2026.