Bank · FDIC insured
URSB Bank Savings Rates
URSB Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How URSB Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where URSB Bank has the most branches. $10,000, best rate first.
This bank’s best
URSB Bank
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
URSB Bank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where URSB Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.05% | — |
| $500 and up | 0.10% | $10 |
Sources (2)
- ursb.bank/personal/deposit-rates/money-market-rates
- ursb.bank/personal/personal-sa…gs/money-market-accounts
All captured Sep 19, 2026
Passbook Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upCompounded monthly. Minimum to obtain APY: $1.$1 and up | 0.10% | $10 | Compounded monthly. Minimum to obtain APY: $1. |
Sources (2)
- ursb.bank/personal/deposit-rat…d-passbook-savings-rates
- ursb.bank/personal/personal-sa…ent-and-passbook-savings
All captured Sep 19, 2026
Statement Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upCompounded monthly. Minimum to obtain APY: $1.$1 and up | 0.10% | $10 | Compounded monthly. Minimum to obtain APY: $1. |
Sources (2)
- ursb.bank/personal/deposit-rat…d-passbook-savings-rates
- ursb.bank/personal/personal-sa…ent-and-passbook-savings
All captured Sep 19, 2026
Special-purpose accounts
Holiday Club
0.13%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded: N/A. Minimum to obtain APY: $5. Interest credited on disbursement date.$5 and up | 0.13% | $13 | Compounded: N/A. Minimum to obtain APY: $5. Interest credited on disbursement date. |
Sources (2)
All captured Sep 19, 2026
Vacation Club
0.13%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded: N/A. Minimum to obtain APY: $5. Interest credited on disbursement date.$5 and up | 0.13% | $13 | Compounded: N/A. Minimum to obtain APY: $5. Interest credited on disbursement date. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.