Bank · FDIC insured
URSB Bank
A $381.2M bank headquartered in Carteret, NJ, with 2 branches in New Jersey. Best rates: CDs 4.50% and savings 0.10% APY.
URSB Bank Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#120 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About URSB Bank
Founded in 1914, United Roosevelt Savings Bank serves the banking needs of Carteret and the surrounding communities.
- Headquarters
- 11-15 Cooke Ave, Carteret, NJ 07008
- FDIC certificate
- 29170 ↗
Branches
2 branches in New Jersey
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New Jersey
2 branches
- United Roosevelt Savings BankMain office11-15 Cooke Ave, Carteret, NJ 07008Directions
- Roosevelt Avenue Branch Office803 Roosevelt Avenue, Carteret, NJ 07008Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.03% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.45% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $105 | $81 | — |
- CapitalLeverage ratio9.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.03%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.45%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$105Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of URSB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.