Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in New York, NY-NJ metro
- NY TEAM Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.70% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain a minimum balance of $2,500 to earn dividends and avoid a $10.00 monthly service charge/low balance fee. When the balance is below $2,500, no dividends are paid. Three free withdrawals per month limit. Subject to membership eligibility.
Offer: No monthly service charge if minimum balance of $2,500 is met; $10.00 monthly fee if balance falls below $2,500.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A minimum balance requirement of $5.00 establishes and maintains credit union membership. Dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividends are calculated on the daily average balance and are paid the last day of each quarter.
0.25% interest rate · Balance cap $999,999.99 · Effective Oct 1, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends paid quarterly.
Offer: Minimum deposit of $200 to get started. Minimum balance to obtain rate $200.
Effective Mar 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 8 branches
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Branch only. Minimum opening deposit and balance of $100. No monthly fees. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $100.
0.20% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Interest is compounded daily and credited monthly. Each statement cycle includes 6 transfers; a $15.00 service fee applies for each transfer afterward.
0.20% interest rate · Compounded daily · No monthly fee · Effective Sep 25, 2026
Rate checked
More details - Jovia Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–1.00% by balance
Credit union · 20 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance to earn APY is based on a 30-day month. Fees could reduce earnings on the account. Rates on Savings and Checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.
Offer: Minimum to earn APY is $2,500.00 (based on a 30-day month).
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.20% $25,000 – $49,999Minimum to earn APY is $25,000.00 (based on a 30-day month). 0.30% $50,000 – $99,999Minimum to earn APY is $50,000.00 (based on a 30-day month). 0.40% $100,000 – $249,999Minimum to earn APY is $100,000.00 (based on a 30-day month). 0.55% $250,000 – $999,999Minimum to earn APY is $250,000.00 (based on a 30-day month). 0.75% $1,000,000 and upMinimum to earn APY is $1,000,000.00 (based on a 30-day month). 1.00% Rate checked
More details - Cross County Savings BankMoney MarketMoney Market · $2,500 min · 0.15%–0.40% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. Monthly maintenance fee of $10.00 waived if daily balance is at or above $2,500.00.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.15% $2,500 – $10,000Your amount 0.20% $10,000 – $75,000 0.35% Over $75,000 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available to consumers who do not qualify for other consumer depository products, other than Model Safe accounts. Maximum 6 covered transactions per statement cycle.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate. Minimum $100 average daily balance requirement to avoid monthly Minimum Balance Fee of $3.00.
Offer: Minimum to obtain APY is $0.01. $100 average daily balance requirement avoids monthly $3.00 fee.
0.20% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate checked
More details - Rutgers Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.45% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a Minimum Deposit for stated dividend. Minimum of $5 required in Primary Savings.
Offer: Requires a Minimum Deposit for stated dividend. Minimum of $5 required in Primary Savings
0.20% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.20% $25,000 – $74,999 0.25% $75,000 – $124,999 0.40% $125,000 and up 0.45% Rate checked
More details - Atlantic Health Employees Federal Credit UnionSavings AccountSavings · $50 min · 0.20%–0.50% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: We recommend that each member opens a checking and savings account when they join AHEFCU. In combination, these two accounts help meet everyday banking needs.
Offer: $50 minimum balance required to earn interest.
No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $50 and upYour amount 0.20% $40,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches