Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Miami, FL metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Opened when you join iTHINK Financial. $300 average monthly balance in all share accounts required to avoid fee for Basic Members. Compounded interest.
Offer: Personal Savings rate schedule.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened when you join iTHINK Financial. $300 average monthly balance in all share accounts required to avoid fee for Basic Members. Compounded interest.
Offer: No minimum balance required to earn compounded interest. Dividend rate 0.10%, APY 0.10%.
0.10% interest rate · Effective Sep 4, 2024
Rate checked
More details - First Florida Credit UnionSecondary SavingsSavings · $0 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance required. Shares rate schedule with Savings/Prime Share.
0.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $50,000Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - First Florida Credit UnionSavings / Prime ShareSavings · $5 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership eligibility required. Minimum $5.00 deposit (one share) required to open and join First Florida Credit Union.
0.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Savings / Prime Share Balance APY Up to $50,000Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
Offer: $4 monthly service fee can be avoided by maintaining a $500 average monthly balance.
0.05% interest rate · $4 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Popular Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Sunstate BankPersonal Money MarketPersonal Money Market · $100 min · 0.00%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered interest account. To earn interest: $2,500 daily balance or $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - Sunstate BankPremier Money Market - PersonalPremier Money Market - Personal · $100 min · 0.00%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tailored for international clients / foreign nationals and non-residents, with remote onboarding. Monthly service fee of $18 is waived with $2,500 daily collected balance or an average balance of $5,000 per statement cycle. Minimum opening deposit is $100.
Offer: Balance below $2,500. Monthly fee of $18 applies unless waived with $2,500 daily collected balance or $5,000 average statement cycle balance.
0.00% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Premier Money Market - Personal Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amountMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.10% $25,000 – $50,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $50,000 – $100,000Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.20% $100,000 – $249,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $250,000 – $499,999Monthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% $500,000 and upMonthly fee of $18 waived with $2,500 daily collected balance or $5,000 average statement cycle balance. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee by maintaining an average daily balance of $250. Interest rates may vary after account opening.
0.10% interest rate · Balance cap $99,999.99 · $5 monthly fee · Effective Oct 6, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership. Minimum average daily balance to earn dividends is $100.00. Dividends calculated daily and compounded monthly. Accounts closed prior to month end forfeit all dividends for the month. Excludes Business or Organization Accounts.
Offer: Minimum average daily balance to earn dividends is $100.00.
0.10% interest rate · Compounded monthly · Effective May 5, 2026
Rate checked
More details - Baptist Health South Florida FCUSavings AccountSavings · $5 min · 0.10%–0.20% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires $5 membership fee to establish Credit Union membership. Dividends calculated on average daily balance and paid quarterly.
Offer: Dividends paid quarterly and calculated based on average daily balance. Minimum balance to earn APY is $5.
0.10% interest rate · No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Savings Account Balance APY Up to $49,999Your amount 0.10% $50,000 and up 0.20% Rate checked
More details - Dade County Federal Credit UnionShare SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Individuals and their families who live, work, worship, attend school, or operate a business in Palm Beach, Broward, Miami-Dade, or Monroe County are eligible. Primary membership account. Dividends compounded and credited quarterly. Maintain an average daily balance of $100 to earn dividends. A $25 closing fee applies if closed within the first 180 days of opening.
Offer: Maintain an average daily balance of $100 to earn dividends.
0.05% interest rate · Effective Feb 17, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $500 0.05% $500 – $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes credit union membership; minimum balance of $5.00 required at all times.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches