Credit union · NCUA insured
Connect Credit Union Savings Rates
Top CarrotConnect Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Savings Account. Rates checked October 15, 2026.
How Connect Credit Union’s savings rates compare
Compared with banks and credit unions near Miami, FL, where Connect Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Connect Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Savings Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Connect Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Connect Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.10%APY
Establishes membership. Minimum average daily balance to earn dividends is $100.00. Dividends calculated daily and compounded monthly. Accounts closed prior to month end forfeit all dividends for the month. Excludes Business or Organization Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum average daily balance to earn dividends is $100.00.$100 and up | 0.10% | $10 | Minimum average daily balance to earn dividends is $100.00. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings Account
0.20%APY
Traditional & Roth. An Annual Maintenance Fee applies to all IRA Accounts (see Fee Schedule). Accounts closed prior to month end forfeit all dividends for the month. Excludes Business or Organization Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional & Roth IRA. An Annual Maintenance Fee applies.Any balance | 0.20% | $20 | Traditional & Roth IRA. An Annual Maintenance Fee applies. |
Sources (3)
All captured Sep 18, 2026
Club Account
0.10%APY
Special club account for dedicated savings goals. Accounts closed prior to month end forfeit all dividends for the month. Excludes Business or Organization Accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
All captured Sep 18, 2026
Who can join Connect Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Brevard, Broward, Charlotte, Citrus, Collier, De Soto, Duval, Flagler, Glades, Hardee, Osceola, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Palm Beach, Pasc0, Pinellas, Polk, Sarasota, Seminole, St Johns, St Lucie, or Volusia County in Florida are eligible for membership.
Employers and groups
- Employees of Connect Credit Union are eligible for membership.
- Employees of firms who have a current contract with the Florida Department of Transportation are eligible for membership.
Military, government and schools
- Retirees of the Florida Department of Transportation are eligible for membership.
- Current employees of the State of Florida are eligible for membership.
Family and household
- Immediate family members of a current member of the Credit Union are eligible for membership.
Cost to join
- Membership requires opening and maintaining a Share Savings Account with a small deposit.
Membership information collected October 5, 2026.