Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Miami, FL metro
- People's Alliance Federal Credit UnionMoney Market Account (Special Performance (S.P.) Account)Money Market Account (Special Performance (S.P.) Account) · $2,500 min · 0.35%–0.75% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: A minimum balance of $2,500.00 must be maintained. Allows a maximum of six withdrawals (no more than three by check) per month with no minimum investment period. Dividends are paid and compounded monthly. Membership eligibility requirements apply.
0.35% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account (Special Performance (S.P.) Account) Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $49,999 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 0.70% $250,000 and up 0.75% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - JetStream FCUMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.75% by balance
Credit union · 5 branches
0.35%APY$35 a year on $10,000Requirements
Product: Membership Eligibility: Residency (Broward or Miami-Dade County, Florida, or in Carolina, Trujillo Alto, or San Juan, Puerto Rico), Family (immediate family of member), or Employment (Select Employee Groups).
Effective Aug 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.35% $25,000 and up 0.45% $50,000 and up 0.75% $100,000 and up 0.75% $200,000 and up 0.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - BrightStar Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–3.50% by balance
Credit union · 10 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered variable rates. Dividends compound and credit monthly. Minimum balance of $2,500 required to earn dividends and avoid monthly fee. $10 monthly fee applies if balance falls below $2,500; fee waived for minors and individuals up to age 23 or maintaining balance of $2,500+. Limited to 6 withdrawals/transfers per statement cycle ($12 per item fee for excess).
Offer: Applies to balances $0 - $2,499.
0.25% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.25% $2,500 – $9,999 0.25% $10,000 – $49,999Your amount 0.30% $50,000 – $94,999 0.45% $95,000 – $249,999 0.75% $250,000 – $499,999 3.25% $500,000 and up 3.50% Rate checked
More details - Dort Financial Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 0.30%–3.50% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly account fees or minimum balance. High-yield variable rates; dividend rates are subject to change. Dividends are credited quarterly and forfeited if account is closed before credit date.
Offer: Tier 1 balance 0 to $49,999. Variable rate subject to change.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $49,999Your amount 0.30% $50,000 – $99,999 1.25% $100,000 – $249,999 1.75% $250,000 – $499,999 1.90% $500,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly dividends; low $25 minimum deposit to open and maintain account; represents share/membership in Guardians Credit Union.
Offer: Interest compounded quarterly; rates and yields depend upon relationship tier; account rates are variable; fees may reduce earnings.
0.30% interest rate · Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid at the end of each month. Rate may change after account is opened. Fees may reduce earnings.
Offer: $100 minimum. Rate may change after account is opened. Fees may reduce earnings. Dividends calculated on daily balance and paid at end of each month.
Effective Oct 1, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered share account rates. Dividends are based on Average Daily Balance, Compounded Quarterly. Primary share account establishes Membership.
Offer: Dividends based on Average Daily Balance, Compounded Quarterly.
0.10% interest rate · Compounded quarterly · Effective Dec 9, 2025
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.10% $1,001 – $4,999 0.15% $5,000 – $9,999 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - Educational Federal Credit UnionShared Earnings Dividend SavingsSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - Educational Federal Credit UnionProperty Tax Savings AccountSavings · $100 min
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership account. Account earns dividends once balance reaches $100. Dividends are compounded daily and credited quarterly. No monthly service fees or withdrawal limits.
Offer: Earns dividends on balances above $100. Dividends compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · No monthly fee · Effective Jan 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches