Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Memphis, TN-MS-AR metro
- 0.25%APY$25 a year on $10,000
Requirements
Offer: Requires a balance of $100.00 or greater to earn interest. Interest is accrued daily and compounded quarterly.
0.25% interest rate · Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earn interest on the $2,500 minimum balance required. Six transfers, including telephone transfers, permitted per statement cycle; $20 charged for additional transfer attempts. Maintenance or fees may reduce earnings.
0.25% interest rate · Effective Dec 19, 2024
Rate checked
More details - Leaders Credit UnionFast Forward SavingsSavings · $25 min · 0.00%–5.00% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: To qualify for monthly dividends, account must have no withdrawals and a deposit increasing the end-of-month balance by at least $20 (excluding dividends). One free withdrawal per month, with subsequent withdrawals incurring a $5 fee. Limited to one account per membership.
Offer: Must have no withdrawals and at least one deposit of $20+ in the calendar month to receive dividends.
Qualified rate · 4.89% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Fast Forward Savings Balance APY Up to $5,000 5.00% $5,000 – $10,000 2.00% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - First South FinancialStandard Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 12 branches
0.20%APY$20 a year on $10,000Requirements
Product: This account is the basis of your relationship with First South Financial and has no monthly service fee. In addition to the minimum deposit required to open, you may have to pay a $10 one-time membership fee.
No monthly fee
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $200 0.00% $200 – $3,000 0.20% $3,000 – $20,000Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary savings account. Dividends compounded and paid monthly. Minimum balance of $5.00.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Methodist Healthcare Federal Credit UnionRegular SharesSavings · $100 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit to open and maintain account: $5. Minimum average daily balance to earn dividends: $100. Dividends paid quarterly.
Offer: Average Daily Balance/Quarterly dividend calculation and distribution.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $2,499 0.10% $2,500 – $9,999 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $25 minimum to open for a minor. $10 fee per statement cycle if daily balance falls below $100. 3 free withdrawals per quarter, $2 for each additional withdrawal. Interest earned on collected balance and paid quarterly.
0.20% interest rate · $10 monthly fee · Effective Dec 19, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: $2,500 Minimum
0.20% interest rate · Effective Dec 19, 2024
Rate checked
More details - HealthNet Federal Credit UnionBasic SavingsSavings · $100 min · 0.10%–0.15% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance $25. Interest paid quarterly on balances $100 and up.
Offer: Interest paid quarterly on balances $100 and up
Rate by balance
Rate by balance for Basic Savings Balance APY $100 – $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies.
Offer: Tiered interest rate of 0.15-0.30% APR / 0.15-0.30% APY. Minimum balance is None.
0.15% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Memphis, TN-MS-AR metro
110 accounts at 42 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 1.56%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Memphis, TN-MS-AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- LGWFCUCredit union · 1 branch
- Leaders Credit UnionCredit union · 2 branches
- Memphis City Employees Credit UnionCredit union · 6 branches