Credit union · NCUA insured
Methodist Healthcare Federal Credit Union Savings Rates
Methodist Healthcare Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Shares. Rates checked October 15, 2026.
How Methodist Healthcare Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Methodist Healthcare Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Methodist Healthcare Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $20
Regular Shares
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Methodist Healthcare Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Methodist Healthcare Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.20%APY
Minimum deposit to open and maintain account: $5. Minimum average daily balance to earn dividends: $100. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,499Average Daily Balance/Quarterly dividend calculation and distribution. | 0.10% | — | Average Daily Balance/Quarterly dividend calculation and distribution. |
| $2,500 – $9,999Average Daily Balance/Quarterly dividend calculation and distribution. | 0.15% | — | Average Daily Balance/Quarterly dividend calculation and distribution. |
| $10,000 and upAverage Daily Balance/Quarterly dividend calculation and distribution. | 0.20% | $20 | Average Daily Balance/Quarterly dividend calculation and distribution. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.35%APY
Unlimited withdrawals from October 1st to December 31st; early withdrawals permitted for a $10 fee. Minimum average daily balance to earn dividends is $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAverage Daily Balance/Quarterly dividend method. Withdrawals outside October 1 to December 31 incur a $10 early withdrawal fee.$5 and up | 0.35% | $35 | Average Daily Balance/Quarterly dividend method. Withdrawals outside October 1 to December 31 incur a $10 early withdrawal fee. |
Sources (2)
- methodistcu.org/index.php/shares-2/shares/christmas-club
- methodistcu.org/index.php/shares-2/share-rates
All captured Oct 5, 2026
Vacation Club
0.35%APY
1 fee-free annual withdrawal on any date of choice; additional withdrawals permitted for a $10 fee. Minimum average daily balance to earn dividends is $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAverage Daily Balance/Quarterly dividend method. Additional withdrawals beyond the 1 annual withdrawal cost a $10 fee.$5 and up | 0.35% | $35 | Average Daily Balance/Quarterly dividend method. Additional withdrawals beyond the 1 annual withdrawal cost a $10 fee. |
Sources (2)
- methodistcu.org/index.php/shares-2/shares/vacation-club
- methodistcu.org/index.php/shares-2/share-rates
All captured Oct 5, 2026
Regular IRA
0.20%APY
Average Daily Balance/Quarterly dividend calculation method.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Average Daily Balance/Quarterly dividend calculation. | 0.15% | — | Average Daily Balance/Quarterly dividend calculation. |
| $2,000 and upAverage Daily Balance/Quarterly dividend calculation. | 0.20% | $20 | Average Daily Balance/Quarterly dividend calculation. |
Sources (1)
- methodistcu.org/index.php/shares-2/share-rates · captured Oct 5, 2026
Who can join Methodist Healthcare Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to eligible affiliates.
- Membership is available to Methodist Le Bonheur Healthcare associates.
Family and household
- Membership is available to immediate family members of eligible members.
Cost to join
- There is a one-time .25 cent membership fee.
- Opening a membership requires a share savings account with a minimum opening deposit of $5.25, with $5.00 remaining in the share account for good standing.
Membership information collected October 5, 2026.