Bank · FDIC insured
Fidelity Bank Savings Rates
Fidelity Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market Investor. Rates checked October 22, 2026.
How Fidelity Bank’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Fidelity Bank has the most branches. $10,000, best rate first.
This bank’s best
Fidelity Bank
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
Money Market Investor
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Fidelity Bank savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fidelity Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Investor
0.25%APY
Earn interest on the $2,500 minimum balance required. Six transfers, including telephone transfers, permitted per statement cycle; $20 charged for additional transfer attempts. Maintenance or fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.25% | $25 |
Sources (1)
- fidelitybanker.com/accounts/savings-mma · captured Sep 19, 2026
All in One Super Account
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and up$2,500 Minimum$2,500 and up | 0.20% | $20 | $2,500 Minimum |
Sources (1)
- fidelitybanker.com/accounts/savings-mma · captured Sep 19, 2026
Special-purpose accounts
Regular Savings
0.20%APY
$25 minimum to open for a minor. $10 fee per statement cycle if daily balance falls below $100. 3 free withdrawals per quarter, $2 for each additional withdrawal. Interest earned on collected balance and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- fidelitybanker.com/accounts/savings-mma · captured Sep 19, 2026
All In One Account & Good Life Club Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and up$1,000 Minimum$1,000 and up | 0.15% | $15 | $1,000 Minimum |
Sources (1)
- fidelitybanker.com/accounts/savings-mma · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.