Credit union · NCUA insured
HealthNet Federal Credit Union Savings Rates
HealthNet Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How HealthNet Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where HealthNet Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HealthNet Federal Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
HealthNet Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HealthNet Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Interest compounded daily and paid monthly. Rates are subject to change at any time and are not guaranteed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.40% | — |
| $10,000 – $100,000 | 0.40% | $40 |
| $100,000 and up | 0.40% | — |
Basic Savings
0.15%APY
Minimum balance $25. Interest paid quarterly on balances $100 and up.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Interest paid quarterly on balances $100 and up | 0.10% | — | Interest paid quarterly on balances $100 and up |
| $10,000 and upInterest paid quarterly on balances $100 and up | 0.15% | $15 | Interest paid quarterly on balances $100 and up |
Special-purpose accounts
IRA Accumulation
0.20%APY
Deposits up to annual maximum. Variable interest paid and compounded quarterly. Annual maintenance fee $60.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDeposits up to annual maximum. Variable interest paid and compounded quarterly. $100 minimum balance.$100 and up | 0.20% | $20 | Deposits up to annual maximum. Variable interest paid and compounded quarterly. $100 minimum balance. |
Kids Club
0.15%APY
Ages 0-16. Minimum balance $5. Interest paid quarterly on balances $25 and up.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Ages 0-16; interest paid quarterly on balances $25 and up | 0.10% | — | Ages 0-16; interest paid quarterly on balances $25 and up |
| $10,000 and upAges 0-16; interest paid quarterly on balances $25 and up | 0.15% | $15 | Ages 0-16; interest paid quarterly on balances $25 and up |
Christmas/Vacation Club
0.10%APY
Minimum balance $5. Interest paid quarterly on balances $100 and up.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest paid quarterly on balances $100 and up$100 and up | 0.10% | $10 | Interest paid quarterly on balances $100 and up |
Who can join HealthNet Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Baptist Memorial Healthcare are eligible for membership.
- Employees, independent contractors, or self-employed persons who work regularly in the healthcare industry in specified counties in Tennessee (Shelby, Lauderdale, Henderson), Mississippi (Desoto, Lafayette, Union, Prentiss, St. Francis), or Arkansas (Fulton) are eligible for membership.
Membership information collected October 5, 2026.