Bank · FDIC insured
First Choice Bank Savings Rates
First Choice Bank’s best savings rate is 0.25% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How First Choice Bank’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where First Choice Bank has the most branches. $10,000, best rate first.
This bank’s best
First Choice Bank
0.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $25
Regular Savings Account
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
First Choice Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Choice Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a balance of $100.00 or greater to earn interest. Interest is accrued daily and compounded quarterly.$100 and up | 0.25% | $25 | Requires a balance of $100.00 or greater to earn interest. Interest is accrued daily and compounded quarterly. |
Special-purpose accounts
Christmas Club Account
0.25%APY
Funds mature on October 15th. Interest is compounded and credited at maturity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMatures on October 15th. Any withdrawal before maturity results in a $15 withdrawal fee per withdrawal.Any balance | 0.25% | $25 | Matures on October 15th. Any withdrawal before maturity results in a $15 withdrawal fee per withdrawal. |
Kid's Club Account
0.25%APY
Designed for children and young adults under the age of 18; must be jointly owned by the child and an adult.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRequires a balance of $25 or greater to earn interest.$25 and up | 0.25% | $25 | Requires a balance of $25 or greater to earn interest. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.