Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in La Crosse, WI-MN metro
- Co-op Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.40%–2.25% by balance
Credit union · 2 branches
1.40%APY$140 a year on $10,000Requirements
Product: No monthly fee. Unlimited deposits. Free checks when using preferred check style. Dividends are credited monthly. To earn the dividend rate, a minimum balance of $10,000 must be maintained or the regular savings rate will apply. Withdrawals of less than $500 (including checks) or more than 6 withdrawals per month incur a $10 fee per transaction.
Offer: To earn dividend rate, minimum balance of $10,000 must be maintained or regular savings rate applies.
1.39% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 1.40% $25,000 – $50,000 1.75% $50,000 – $100,000 1.85% $100,000 – $250,000 2.15% $250,000 and up 2.25% Rate checked
More details - 1.40%APY$140 a year on $10,000
Requirements
Product: Withdrawals limited to January, July, November and December only. Account maximum of $10,000 to earn GoalSetter Rate.
Offer: Withdrawals limited to January, July, November and December only. Balances up to $10,000 earn the GoalSetter rate.
1.39% interest rate · Effective Oct 9, 2026
Rate checked
More details - 1.31%APY$131 a year on $10,000
Requirements
Product: Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Rates shown for Passbook IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings. Federally insured by NCUA.
0.20% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.20% $1,000 – $10,000 1.11% $10,000 – $25,000Your amount 1.31% $25,000 – $100,000 1.71% $100,000 and up 2.22% Rate checked
More details - WCCU Credit UnionMoney ManagementSavings · $2,500 min · 1.25%–2.25% by balance
Credit union · 3 branches
1.30%APY$130 a year on $10,000Requirements
Offer: Rate applies for balances $2,500 or more; dividends paid monthly.
1.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Balance APY $2,500 and up 1.25% $10,000 and upYour amount 1.30% $25,000 and up 1.55% $100,000 and up 2.05% $250,000 and up 2.25% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
Offer: Monthly fee waived with an average daily balance of $500.
1.25% interest rate · $25 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for MORE Money Market Balance APY Up to $25,000Your amount 1.26% $25,000 – $100,000 1.76% $100,000 – $249,999 2.03% $250,000 – $500,000 2.54% $500,000 and up 3.05% Rate checked
More details - River BankMoney Market AccountMoney Market Account · $1,500 min · 1.26%–2.02% by balance
Bank · 8 branches
1.26%APY$126 a year on $10,000Requirements
Product: Tiered money market account. $7.00 monthly service charge waived with a $1,500 minimum daily balance. Limited to six withdrawals or transfers per calendar month or statement cycle.
Offer: Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance.
1.25% interest rate · $7 monthly fee · Effective Apr 10, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $25,000Your amount 1.26% $25,000 – $100,000 1.51% Over $100,000 2.02% Rate checked
More details - 1.20%APY$120 a year on $10,000
Requirements
Product: $1,000 minimum balance. Tiered rates.
Offer: Tier applies to balances $1,000 < $5,000. Account requires $1,000 minimum balance.
0.80% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Super Share Savings Balance APY Up to $5,000 0.80% $5,000 – $10,000 0.85% $10,000 – $20,000Your amount 1.20% $20,000 – $30,000 1.35% $30,000 – $40,000 1.40% $40,000 – $50,000 1.50% $50,000 and up 1.70% Rate checked
More details - Firefighters Credit UnionDeluxe Money MarketDeluxe Money Market · $5,000 min · 1.00%–1.75% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Product: Tiered account; monthly dividends; no monthly maintenance fee; $5,000 minimum balance to open; unlimited deposits; unlimited in-person withdrawals.
0.99% interest rate · No monthly fee
Rate by balance
Rate by balance for Deluxe Money Market Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.30% $50,000 – $150,000 1.40% $150,000 and up 1.75% Rate checked
More details - ESB Banking & InsuranceStatement Savings AccountSavings · $0 min · 0.30%–1.01% by balance
Bank · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Variable rate account with rates subject to change. $8 monthly service charge waived with a $200 minimum balance (minors under 18 are not subject to the minimum balance requirement).
Offer: Variable rate subject to change. $8 monthly fee waived with $200 minimum balance (minors under 18 exempt).
0.30% interest rate · $8 monthly fee · Effective Aug 5, 2026
Rate by balance
Rate by balance for Statement Savings Account Balance APY Up to $4,999 0.30% $5,000 – $9,999 0.35% $10,000 and upYour amount 1.01% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Available when linked to a Kasasa Cash or Kasasa Cash Back checking account. Earnings/rewards from the attached checking account automatically transfer into savings. A monthly service charge may apply if choosing paper statements.
Offer: Qualifying rate tier on balances up to $25,000 when checking qualifications are met.
Qualified rate · 0.99% interest rate · Effective Apr 29, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.25%* Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.75%–3.24% by balance
Credit union · 4 branches
0.99%APY$99 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Qualified rate: Requires bundling with qualifying Verve Optimum Checking with monthly aggregate ACH direct deposits of $1,000+, valid email, and eStatements.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.75% $10,000 – $20,000Your amount 0.99% $20,000 – $40,000 1.49% $40,000 – $75,000 2.24% $75,000 – $125,000 2.75% $125,000 – $200,000 2.99% $200,000 and up 3.24% Rate checked
More details - One Community BankMoney Market PlusMoney Market Plus · $10,000 min · 0.00%–1.10% by balance
Bank · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: No monthly service charge. Interest compounds monthly. Six free withdrawals per statement cycle, then $5/withdrawal.
0.00% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $9,999 0.00% $10,000 – $34,999Your amount 0.95% $35,000 and up 1.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - One Community BankRegular Money MarketRegular Money Market · $200 min · 0.10%–1.10% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000Requirements
Product: Waives the $6 monthly maintenance fee and $1 per withdrawal if $2,500 balance is maintained. Six free withdrawals per statement cycle, then $5/withdrawal. Interest compounds monthly.
Offer: Minimum balance to obtain APY is $0.01. Monthly maintenance fee waived if $2,500 balance maintained.
0.10% interest rate · $6 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.40% $10,000 – $49,999Your amount 0.80% $50,000 and up 1.10% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in La Crosse, WI-MN metro
79 accounts at 24 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.06%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
La Crosse, WI-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 6 branches
- Governmental Employees Credit UnionCredit union · 1 branch
- Gundersen Credit UnionCredit union · 1 branch