One Community Bank High-Yield Savings & Money Market Rates

How One Community Bank’s savings rates compare

Compared with banks and credit unions near Madison, WI, where One Community Bank has the most branches. $10,000, best rate first.

This bank’s best
One Community Bank
0.95%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$95
Money Market Plus
Top rate
UMB Bank
3.71%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates
2nd-highest rate
Associated Bank
3.20%APY
Requires
Another account
Minimum
$1,000
Earns on $10,000 a year
$320
Associated Bank rates

Compare savings rates near you →

Savings score

Higher than 65% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.95%
$100,000 balance$100,0002.40%
QualifiedQualified0.95%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where One Community Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Good Neighbor Savings

0.15%APY$25,000 to open

Six free withdrawals per month, then $5/each. No minimum daily balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $25,000	0.15%	$15
$25,000 and up	2.40%	—

Sources (3)

All captured Oct 16, 2026

High Yield MMDA

0.15%APYMoney market$100,000 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100,000Minimum balance to obtain APY is $0.01.	0.15%	$15	Minimum balance to obtain APY is $0.01.
$100,000 – $250,000Minimum balance to obtain APY is $100,000.00.	1.60%	—	Minimum balance to obtain APY is $100,000.00.
$250,000 – $500,000Minimum balance to obtain APY is $250,000.00.	1.85%	—	Minimum balance to obtain APY is $250,000.00.
$500,000 – $1,000,000Minimum balance to obtain APY is $500,000.00.	2.00%	—	Minimum balance to obtain APY is $500,000.00.
$1,000,000 and upMinimum balance to obtain APY is $1,000,000.00.	2.30%	—	Minimum balance to obtain APY is $1,000,000.00.

Sources (2)

All captured Oct 5, 2026

Feel Good Savings

0.15%APY$100,000 to open

No monthly service charge with $100,000 minimum daily balance, $25 if falls below. Six free withdrawals per month, then $5/each.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $99,999Monthly service charge waived with $100,000 minimum daily balance, $25 if falls below.	0.15%	$15	Monthly service charge waived with $100,000 minimum daily balance, $25 if falls below.
$100,000 and upMonthly service charge waived with $100,000 minimum daily balance, $25 if falls below.	1.60%	—	Monthly service charge waived with $100,000 minimum daily balance, $25 if falls below.

Sources (3)

All captured Oct 16, 2026

Asset Builder

0.10%APYMoney market$50,000 to open

No monthly service charge if $50,000+ in the account, $25 if it falls below. Interest compounds monthly. Six free withdrawals per statement cycle, then $5/withdrawal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $49,999Minimum balance to obtain APY is $0.01. Monthly service charge is $25 if balance falls below $50,000.	0.10%	$10	Minimum balance to obtain APY is $0.01. Monthly service charge is $25 if balance falls below $50,000.
$50,000 and upMinimum balance to obtain APY is $50,000. No monthly service charge if $50,000+ maintained.	1.30%	—	Minimum balance to obtain APY is $50,000. No monthly service charge if $50,000+ maintained.

Sources (3)

All captured Oct 5, 2026

Money Market Plus

0.95%APY$10,000 to open

No monthly service charge. Interest compounds monthly. Six free withdrawals per statement cycle, then $5/withdrawal.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $9,999	0.00%	—
$10,000 – $34,999Minimum balance to obtain APY is $10,000.	0.95%	$95	Minimum balance to obtain APY is $10,000.
$35,000 and upMinimum balance to obtain APY is $35,000.	1.10%	—	Minimum balance to obtain APY is $35,000.

Sources (3)

All captured Oct 5, 2026

Regular Money Market

0.80%APY$200 to open

Waives the $6 monthly maintenance fee and $1 per withdrawal if $2,500 balance is maintained. Six free withdrawals per statement cycle, then $5/withdrawal. Interest compounds monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,499Minimum balance to obtain APY is $0.01. Monthly maintenance fee waived if $2,500 balance maintained.	0.10%	—	Minimum balance to obtain APY is $0.01. Monthly maintenance fee waived if $2,500 balance maintained.
$2,500 – $9,999Minimum balance to obtain APY is $2,500. Monthly maintenance fee waived if $2,500 balance maintained.	0.40%	—	Minimum balance to obtain APY is $2,500. Monthly maintenance fee waived if $2,500 balance maintained.
$10,000 – $49,999Minimum balance to obtain APY is $10,000. Monthly maintenance fee waived if $2,500 balance maintained.	0.80%	$80	Minimum balance to obtain APY is $10,000. Monthly maintenance fee waived if $2,500 balance maintained.
$50,000 and upMinimum balance to obtain APY is $50,000. Monthly maintenance fee waived if $2,500 balance maintained.	1.10%	—	Minimum balance to obtain APY is $50,000. Monthly maintenance fee waived if $2,500 balance maintained.

Sources (3)

All captured Oct 5, 2026

Statement Savings

0.10%APY$50 to open

Six free withdrawals per month, then $5 each.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.10%	$10

Sources (3)

All captured Oct 16, 2026

Special-purpose accounts

Property Tax Club Savings

1.25%APYClubRequirements apply$20 to open

Pair this savings account with a One Community Bank mortgage.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upPair this savings account with a One Community Bank mortgage.$100 and up	1.25%	$125	Pair this savings account with a One Community Bank mortgage.

Sources (3)

All captured Oct 16, 2026

Holiday Club Savings

0.75%APYClub$20 to open

Funds sent in October, in time for holiday gift-giving.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.75%	$75

Sources (3)

All captured Oct 16, 2026

Health Savings

0.20%APYHSA

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $500	0.00%	—
$500 and up	0.20%	$20

Sources (2)

All captured Oct 16, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

← One Community Bank overview

How One Community Bank’s savings rates compare

One Community Bank savings score

Current savings rates

Good Neighbor Savings

High Yield MMDA

Feel Good Savings

Asset Builder

Money Market Plus

Regular Money Market

Statement Savings

Special-purpose accounts

Property Tax Club Savings

Holiday Club Savings

Health Savings

Opening an account