Bank · FDIC insured
River Bank Savings Rates
River Bank’s best savings rate is 1.26% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How River Bank’s savings rates compare
Compared with banks and credit unions near La Crosse, WI-MN, where River Bank has the most branches. $10,000, best rate first.
This bank’s best
River Bank
1.26%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $126
Money Market Account
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
River Bank savings score
86
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where River Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.26%APY
Tiered money market account. $7.00 monthly service charge waived with a $1,500 minimum daily balance. Limited to six withdrawals or transfers per calendar month or statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $25,000Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. | 1.26% | $126 | Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. |
| $25,000 – $100,000Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. | 1.51% | — | Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. |
| Over $100,000Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. | 2.02% | — | Minimum balance to obtain APY is $1,500.00. Monthly service charge waived with a $1,500 minimum daily balance. |
Special-purpose accounts
Youth Savings
0.20%APY
For individuals 17 years of age and under. Limit of one Youth Savings Account per account owner (minor). Automatically converts to Regular Savings Account upon reaching 18 years of age. No monthly service charge or minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000APY of 6.00% paid on entire balance up to $5,000.00. Interest compounded and credited quarterly. | 6.00% | — | APY of 6.00% paid on entire balance up to $5,000.00. Interest compounded and credited quarterly. |
| Over $5,000Earn an interest rate of 0.20% on the portion of the daily balance over $5,000.00, resulting in a range from 6.00% to 0.20% APY depending on the account's balance. Interest compounded and credited quarterly. | 0.20% | $20 | Earn an interest rate of 0.20% on the portion of the daily balance over $5,000.00, resulting in a range from 6.00% to 0.20% APY depending on the account's balance. Interest compounded and credited quarterly. |
Health Savings Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,500$5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. | 0.15% | — | $5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. |
| $1,500 – $5,000$5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. | 0.20% | — | $5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. |
| Over $5,000$5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. | 0.25% | $25 | $5.00 monthly service charge waived with $100 minimum daily balance. Tier based on average daily balance. |
Sources (2)
All captured Sep 18, 2026
Savings Account
0.10%APY
Minimum daily balance and opening deposit waived for minors and individuals 50 years and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge waived with $100 minimum daily balance. Rate based on daily balance.Any balance | 0.10% | $10 | Monthly service charge waived with $100 minimum daily balance. Rate based on daily balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.