Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Kansas City, MO-KS metro
- 0.03%APY$3 a year on $10,000
Requirements
Product: Opening establishes membership in Mid American Credit Union. No monthly fee if balance stays above $100. Three free withdrawals per month ($0.75 each additional withdrawal). $100 minimum balance required for dividends.
Offer: Quarterly dividend rates declared for quarter ending September 2026; monthly dividend rates effective October 1, 2026. $100 minimum balance is required for dividends. Variable rate.
Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
Offer: $100 minimum daily balance required to avoid the $5 monthly service charge.
0.03% interest rate · $5 monthly fee
Rate checked
More details - Kansas City Credit UnionShare Savings AccountSavings · $100 min · 0.03%–0.05% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Membership eligibility required (work, worship, or reside in Jackson, Cass or Clay County, MO, or select employee groups). $25 ownership share to open. Dividends are paid quarterly.
Offer: Dividends paid quarterly. Earn interest on balances over $100.
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $4,999 0.03% $5,000 – $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $74,999 0.05% $75,000 and up 0.05% Rate checked
More details - Kansas City Credit UnionSecondary SavingsSavings · $100 min · 0.03%–0.05% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Membership eligibility required. Additional savings accounts that can be opened separate from a traditional savings account for specific goals.
0.03% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY $100 – $4,999 0.03% $5,000 – $9,999 0.03% $10,000 – $49,999Your amount 0.03% $50,000 – $74,999 0.05% $75,000 and up 0.05% Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Avoid a Monthly Maintenance Fee if certain conditions are met. Check writing privileges. Open with as little as $100.00.
Offer: Variable-rate account; APY may change any time after the account is opened. Fees may reduce earnings.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - KC Unidos Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,0000.01% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.01% $10,000 – $24,999Your amount 0.02% $25,000 – $49,999 0.20% $50,000 – $74,999 0.25% $75,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with a $300 daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after new account opening. Up to 3 free withdrawals or transfers per month ($2.00 for each additional transaction). Free paperless statements; $3.00 per month for paper statements.
Offer: No minimum balance requirement to earn APY. Monthly service fee is $5.00, waived if maintaining a $300 minimum daily balance or having at least one monthly electronic deposit of $25 or more (also waived for the first 60 days for new accounts). Free paperless statements; $3.00/month for paper statements. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit reward of up to $60 per account ($100 per household) available for making 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
$5 monthly fee · Effective Oct 23, 2026
Rate checked
More details - Commerce BankPremium Money Market AccountPremium Money Market Account · $1,000 min
Bank · 39 branches
0.01%APY$1 a year on $10,000Requirements
Product: Monthly service fee of $12 waived with $5,000 daily balance. Interest compounded monthly. Daily balance method applies a daily periodic rate to ending collected balance. Rate increases when balances reach $24,999.00 and $99,998.00. Rate is based on five tier levels.
Offer: Monthly service fee $12 waived if $5,000 daily balance is maintained for the monthly cycle. Rate applies based on ending collected balance each day.
Compounded monthly · $12 monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Non-qualifying rate earned on entire daily balance when linked Kasasa checking qualifications are not met.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
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More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
254 accounts at 92 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches