Best high-yield savings rates

Requirements

Product: Requires membership with Lampco Federal Credit Union (open to those who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, IN, or Ouachita Parish, LA). Must maintain a minimum balance of $5 to maintain membership.

Offer: Competitive dividends paid on entire balance.

Requirements

Product: A $3 monthly service fee applies if the minimum balance requirement of $200 is not met. Transfers or withdrawals are limited to 6 per statement cycle / calendar month, with a $2.00 fee per excess debit transaction. Accounts that remain at a zero balance for 30 days will be closed.

Offer: A $3 monthly service fee applies if balance falls below $200.

Requirements

Product: Access funds up to six times per month without penalty.

Requirements

Product: Membership in the Credit Union requires at least a Regular Share Account with a minimum balance of $25.00 to avoid a Low Balance fee. Dividends computed daily and compounded/paid quarterly.

Requirements

Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.

Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.

Offer: Dividends compounded quarterly and credited quarterly (calendar). Daily balance method.

Requirements

Product: Eligible Family Horizons members can open a variable rate savings account. Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.

Offer: Dividends compounded quarterly and credited quarterly (calendar). Daily balance method.

Requirements

Product: Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.

Offer: Dividends compounded quarterly and credited quarterly (calendar). Daily balance method.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Interest paid semi-annually. $4.00 monthly fee applies when you do not maintain a minimum balance of $300 or have an active checking account with a combined statement. Maximum of 6 withdrawals per month ($5 fee for each additional withdrawal).

Offer: Monthly fee of $4.00 waived by maintaining a minimum balance of $300 or having an active checking account with a combined statement.

Requirements

Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.

Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.

Requirements

Product: Access account securely online with online banking account. Add BIG CHANGE to accumulate and transfer debit card round-ups daily from checking to savings.

Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.