Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Indianapolis, IN metro
- 1.00%APY$100 a year on $10,000
Requirements
Product: $5 required minimum balance to open the account. No monthly Maintenance Service Charge.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Helium Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 1.00% $10,000 and upYour amount 1.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 10 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.86%APY$86 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Plus Savings Balance APY Up to $50,000Your amount 0.86% $50,000 and up 0.56% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 30 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
0.80% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Bar-Cons Federal Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.50%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Dividends paid monthly
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.75% $25,000 and up 1.25% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 17 branches
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - 0.66%APY$66 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and having 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Financial Health Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered-rate account paying dividends monthly based on average daily balance. Low minimum opening balance of $2,500. No fees if balance is kept above $2,500.
Offer: Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.30% $5,000 – $10,000Your amount 0.60% $10,000 – $25,000 0.80% Over $25,000 1.00% Rate checked
More details - 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3Rivers Federal Credit UnionMoney PlusMoney Plus · $10,000 min · 0.55%–0.85% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: A $10,000 minimum balance is required to open. May issue up to 3 checks per month. If balance falls below $10,000 any time during the month, dividend rates become equal to stated Standard Savings rate and a $15 monthly maintenance fee is incurred. Daily compounding credited monthly.
Offer: A $15 monthly maintenance fee will incur for balances falling below $10,000.
0.55% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Plus Balance APY $10,000 – $35,000Your amount 0.55% $35,000 – $75,000 0.60% $75,000 – $125,000 0.70% $125,000 – $500,000 0.75% $500,000 and up 0.85% Rate checked
More details - HARVESTER FINANCIALMoney Market AccountsMoney Market Accounts · $5,000 min · 0.50%–1.75% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may vary after account is open. Minimum balance of $1,000 required to earn stated dividend rate and APY.
Offer: Minimum balance of $1,000 required to earn stated dividend rate and APY.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $75,000Your amount 0.50% $75,001 – $150,000 1.00% $150,001 and up 1.75% Rate checked
More details - ENERGY PLUSMoney Market AccountsMoney Market Accounts · $5,000 min · 0.50%–1.75% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may vary after account is open. Fees may reduce earning if incurred. Minimum balance of $1,000 required to earn stated dividend rate and APY.
Offer: Minimum balance of $1,000 required to earn stated dividend rate and APY.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $75,000Your amount 0.50% $75,001 – $150,000 1.00% $150,001 and up 1.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash Back checking account. Kasasa Cash Back qualifications per Monthly Qualification Cycle: at least 1 direct deposit, ACH payment, or ACH credit transaction; at least 12 debit card purchases; enrolled in and agree to receive eStatements.
Offer: When qualifications in linked Kasasa Cash Back account are met.
Qualified rate · No monthly fee · Effective May 12, 2022
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.50% Over $50,000When qualifications in linked Kasasa Cash Back account are met; 0.15%* Rate checked
More details - Family Horizons Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–2.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.10% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 1.25% $100,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianapolis, IN metro
148 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches