Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Houston, TX metro
- Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Truity Credit UnionPerformance PlusPerformance Plus · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
Offer: $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - Coastal Community Federal Credit UnionHigh-Tide Checking (Money Market)High-Tide Checking (Money Market) · $2,500 min · 0.68%–1.66% by balance
Credit union · 4 branches
0.68%APY$68 a year on $10,000Requirements
Product: There may be a penalty for early withdrawal or not maintaining a minimum balance. Dividends credited monthly.
Offer: Monthly dividend period; day in/day out term. There may be a penalty for early withdrawal or not maintaining a minimum balance.
0.68% interest rate · Effective Jul 21, 2026
Rate by balance
Rate by balance for High-Tide Checking (Money Market) Balance APY $2,500 – $24,999Your amount 0.68% $25,000 – $99,999 1.36% $100,000 and up 1.66% Rate checked
More details - Texas Gulf BankPersonal Money Market AccountPersonal Money Market Account · $500 min · 0.65%–1.76% by balance
Bank · 9 branches
0.65%APY$65 a year on $10,000Requirements
Product: Pays on the entire daily balance in the account the stated interest rate and APY that corresponds to the applicable deposit tier. Fees may reduce earnings. The interest rates may change after the account is opened. Non-time accounts closed within 30 days of opening will be assessed a $15.00 fee each.
0.65% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $40,000Your amount 0.65% $40,000 – $100,000 0.75% $100,000 – $500,000 0.95% $500,000 – $1,000,000 1.51% $1,000,000 and up 1.76% Rate checked
More details - Members Trust Federal Credit UnionSuper Saver Money MarketSuper Saver Money Market · $0 min · 0.00%–1.76% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Rates as of 10/06/2026. Monthly service charge of $5.00 applies if balance is less than $500 at end of cycle.
Offer: Balance less than $500.00.
0.00% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $100,000 0.90% $100,000 – $200,000 1.06% $200,000 – $5,000,000 1.21% $5,000,000 and up 1.76% Rate checked
More details - Shared Resources Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Dividends compounded monthly, credited monthly. Dividend period is monthly (calendar). Minimum balance to earn dividends is $2,500.
Offer: Minimum balance to earn dividends is $2,500. Dividends compounded and credited monthly.
0.60% interest rate · Compounded monthly
Rate checked
More details - 0.60%APY$60 a year on $10,000
0.60% interest rate
Rate checked
More details - Rave FinancialMoney Market AccountMoney Market Account · $2,000 min · 0.40%–0.80% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Open online or in person with an investment of $2,000 or more. No minimum balance requirement. Dividends are compounded monthly and calculated on daily balance.
0.40% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 and up 0.80% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Quarterly dividends paid on a minimum daily balance of $25. No monthly service charge. Federally insured up to $250,000 by NCUA.
Offer: Must maintain a minimum daily balance of $25.00 to obtain the APY. Dividends are compounded quarterly and paid quarterly. Dividend Rate and APY shown is the most recent paid (prior quarter) and may not be effective this quarter or in the future.
0.60% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - Essential Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–3.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Dividends compounded monthly and credited monthly (calendar). Average Daily Balance method used to calculate dividends. Minimum opening deposit of $1,000.00. Minimum balance to avoid a service fee and earn the stated APY is $1,000.00. Requires membership share of $5.00.
0.40% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $349,999 1.10% $350,000 and up 3.60% Rate checked
More details - DuGood Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.60%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family.
0.60% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.60% $50,000 and up 0.60% $100,000 and up 0.85% Rate checked
More details - Premier America Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.30%–1.10% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered-rate money market savings account. Up to six withdrawals per month. Rates subject to change. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.29% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: A minimum of $26 is required to join and maintain full membership benefits. Rates are credited quarterly on average daily balance of $100 or more.
Offer: Rates credited quarterly on average daily balance of $100 or more.
Rate checked
More details - Chartway Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $5,000 0.25% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.35% Rate checked
More details - Members Trust Federal Credit UnionPremier SavingsSavings · 0.00%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Rates for July, August, and September 2026. APY and APR are subject to change; fees may reduce potential earnings.
Offer: Applies to balances < $500.00.
0.00% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.75% $100,000 – $200,000 0.90% $200,000 and up 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 15–22
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch