Credit union · NCUA insured
Port of Houston Credit Union Savings Rates
Port of Houston Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Port of Houston Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Port of Houston Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Port of Houston Credit Union
0.50%APY
- Minimum
- $26
- Earns on $10,000 a year
- $50
Share Savings
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Port of Houston Credit Union savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Port of Houston Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.50%APY
A minimum of $26 is required to join and maintain full membership benefits. Rates are credited quarterly on average daily balance of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates credited quarterly on average daily balance of $100 or more.$100 and up | 0.50% | $50 | Rates credited quarterly on average daily balance of $100 or more. |
Special-purpose accounts
Share IRA
0.90%APY
No lock-in term or withdrawal penalty. Add at convenience up to the maximum allowed by the IRS annually. Rates credited quarterly and reviewed/declared semi-annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo lock-in term or withdrawal penalty. Rates credited quarterly.Any balance | 0.90% | $90 | No lock-in term or withdrawal penalty. Rates credited quarterly. |
Who can join Port of Houston Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.