Credit union · NCUA insured
DuGood Federal Credit Union Savings Rates
DuGood Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How DuGood Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Beaumont, TX, where DuGood Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DuGood Federal Credit Union
0.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $60
Money Market Account
Top rate
Chevron Federal Credit Union
3.15%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $315
2nd-highest rate
5Point Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
DuGood Federal Credit Union savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DuGood Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.60%APY
Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 0.60% | $60 |
| $50,000 and up | 0.60% | — |
| $100,000 and up | 0.85% | — |
Sources (3)
All captured Sep 17, 2026
Savings Account
0.20%APY
Open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler Counties. $5 minimum deposit required to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open.$100 and up | 0.20% | $20 | Minimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open. |
Special-purpose accounts
Individual Retirement Accounts (IRA)
1.00%APY
Must be opened in a branch. Includes Traditional, Roth, and Education IRA options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings.Any balance | 1.00% | $100 | IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. |
Christmas Club
0.20%APY
Available to non-members at account opening or existing members. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open.$100 and up | 0.20% | $20 | Minimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open. |
HSA - Savings Account
0.20%APY
Must be enrolled in a High Deductible Health Plan (HDHP). Must be opened in a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100. Early withdrawal penalties may apply. Any fee incurred could reduce earnings.$100 and up | 0.20% | $20 | Minimum balance to earn APY is $100. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. |
Who can join DuGood Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County.
Membership information collected October 5, 2026.