Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Houston, TX metro
- Nizari Credit UnionShare Savings AccountSavings · $110 min · 0.25%–0.30% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Serves as membership account, giving access to other products and services. Dividends accrue from date of deposit and are paid quarterly. Effective 02/01/2019 for minimum opening balance.
0.25% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - Energy Capital Credit UnionHigh-Yield Money MarketHigh-Yield Money Market · $1,000 min · 0.25%–0.75% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate account. 6 withdrawals per month. $2,500 minimum balance to earn interest. Dividends accrue daily and compound monthly.
Offer: $2,500 minimum balance to earn APY; $10 fee if balance falls below $2,500.
$10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000$2,500 minimum balance to avoid a fee. 0.50% $250,000 and up$2,500 minimum balance to avoid a fee. 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Service charge of $12 per quarter if minimum daily balance is below $300. Maintain $100 minimum daily balance to earn interest.
Offer: Minimum opening deposit $100 and minimum daily balance of $100 to earn stated interest. $12 per quarter service fee if minimum daily balance is below $300.
0.25% interest rate · Effective Dec 15, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $500,000 0.75% $500,000 and up 1.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance with quarterly posting and compounding. Establishes and maintains credit union membership.
Offer: Minimum balance to maintain membership is $25.00; minimum average daily balance to earn dividends is $500.00.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Mar 23, 2017
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are subject to change at any time and are not guaranteed. Requires credit union membership.
0.25% interest rate
Rate checked
More details - IBEW Local 66 Federal Credit UnionUnion Advantage Money Market AccountUnion Advantage Money Market Account · $1,000 min · 0.15%–0.75% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid monthly on a tiered schedule. Monthly maintenance fee waived with a daily ledger balance of $7,500.00 or greater. Minimum balance to earn dividends is $100.00. Limited to 3 checks per cycle.
0.15% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Union Advantage Money Market Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $49,999 0.35% $50,000 – $100,000 0.50% Over $100,000 0.75% Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: $100 minimum opening deposit. A $15 monthly service charge applies if the daily balance falls below $10,000 during the service charge cycle or the eligible combined relationship balance is less than $25,000 3 business days before the last service charge cycle date. Up to 8 free debits per service charge cycle.
Offer: Default rate tier without an associated b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch