Credit union · NCUA insured
Galveston Government Employees Credit Union
A $6.9M credit union headquartered in La Marque, TX, with 1,742 members and 1 branch in Texas. Best rates: CDs 1.05% and savings 0.25% APY.
Galveston Government Employees Credit Union Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#103 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Galveston Government Employees Credit Union
Chartered in 1933, Galveston Government Employees Credit Union was established to help its members take command of their financial resources.
Headquartered in Galveston, Texas, the financial institution is member-owned and operates on a not-for-profit basis.
- Headquarters
- 14041 Delaney St, La Marque, TX 77568
- NCUA charter
- 67427
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Groups of employees or members of companies or associations located within 10 miles of the credit union are eligible for membership.
- BNSF employees, COE employees, and Post Office employees are eligible for membership.
Military, government and schools
- Elected and appointed employees of Galveston County are eligible for membership.
- Civilian and military employees of the U.S. Government who work in, have headquarters in, or receive logistic support from a federal office in Galveston County are eligible for membership.
- Retired civilian and military employees of the U.S. Government who reside in Galveston County are eligible for membership.
- Employees of the U.S. Public Health Hospital in the Nassau Bay area are eligible for membership.
1 more way to join
Family and household
- Family members of individuals who are eligible or who belong to an eligible group qualify for membership.
Cost to join
- An initial deposit of $5 into an individual or joint regular share account is required to join.
Branches
1 branch in Texas
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Texas
1 branch
- GgecuMain office14041 Delaney St, La Marque, TX 77568Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.27% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.79% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio9.27%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.79%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Galveston Government Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.