Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Dallas, TX metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - InTouch Credit UnionSave to Win SavingsSavings · $25 min · 0.05%–2.75% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Prize-linked savings account with entry into cash prize drawings. Minimum opening deposit $25.00. Functions as a 12-month share certificate of deposit (CD).
Offer: Applies to balances from $25.00 to $9,999.99. 12-month term.
2.72% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Save to Win Savings Balance APY Up to $10,000 2.75% $10,000 and upYour amountAPY is tiered (2.75% - 0.05%). 0.05%* Rate checked
More details - First Guaranty BankGuaranty Money MarketGuaranty Money Market · $1,500 min · 0.00%–0.35% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Personal or Business. $15 monthly service charge waived by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate. Daily Balance is the amount of principal in the account each day.
Offer: Balances less than $1,500. Waive the $15 monthly service charge by keeping a collected balance of $1,500 each day throughout the statement cycle.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Guaranty Money Market Balance APY Up to $1,500 0.00% $1,500 – $99,999Your amount 0.05% $100,000 – $999,999 0.15% $1,000,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).
Offer: Minimum opening deposit is $100 ($25 for minors). $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).
0.05% interest rate · $3 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).
Offer: Minor account opening minimum deposit is $25. $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).
0.05% interest rate · $3 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 98 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Greater Texas Credit UnionShare Savings AccountsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid quarterly.
Offer: Daily Balance Method. Dividends paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $5 0.00% Up to $1,000 0.05% $1,000 – $2,500 0.05% $2,500 and upYour amount 0.05% Rate checked
More details - SkyOne Federal Credit UnionRegular SavingsSavings · $0 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable-rate account. Also referenced as Basic Savings / Primary Savings.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $499 0.00% $500 and upYour amountDividends posted and compounded monthly. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only if a Rewards Checking or Cash Back Checking account is maintained.
Offer: Requirements not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - FedEx Employees Credit AssociationShare Savings AccountSavings · $500 min · 0.01%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: FECA membership required. Accounts insured up to $500,000 ($250,000 by NCUA and $250,000 by ESI).
Effective Oct 13, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $1,000 0.01% $1,000 – $3,000 0.03% $3,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
- PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 133 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Joining InTouch Credit Union requires establishing membership with a Regular Savings Account. A minimum balance of $5.00 must be deposited and maintained as the member's share.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
357 accounts at 139 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.67%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches