Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Chicago, IL-IN metro
- 0.21%APY$21 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Diamond Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Hometown National BankStatement Savings AccountSavings · $100 min · 0.05%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $100 is required to avoid a $1.00 monthly fee. Interest is compounded and credited every calendar quarter.
Offer: Minimum balance of $100 is required to avoid a $1.00 monthly fee.
0.05% interest rate · $1 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Account Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Platinum APY. Requires Platinum Relationship Package Qualifications.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.17% $10,000 – $50,000Your amount 0.20% $50,000 – $250,000 0.23% $250,000 – $500,000 0.25% $500,000 and up 0.27% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications not met or not bundled with Verve Premier Checking. Dividends compounded and paid monthly.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - American Metro BankPersonal Money MarketPersonal Money Market · $2,000 min · 0.20%–0.25% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered interest rates. Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. Limited check writing ($10.00 for each preauthorized transfer including checks over 6 per month).
Offer: Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. $10.00 fee for each preauthorized transfer including checks over 6 per month.
0.20% interest rate · $15 monthly fee · Effective Jan 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Easy-access interest-bearing account with monthly statement, daily compound interest, monthly interest payment frequency, ATM card available, and online access to funds.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Traditional tracking & interest with a traditional passbook, daily compound interest, and quarterly interest payment frequency. ATM card not available.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Up to $500 0.00% $500 – $5,000 0.10% $5,000 – $20,000Your amount 0.20% $20,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: $10.00 monthly fee if balance falls below the $1,000 minimum balance requirement in the statement cycle. Compounding and payment of interest is monthly. APY and interest rate may change after account opening.
0.20% interest rate · $10 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly.
Offer: Compounded quarterly.
0.20% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly. Six (6) debit transactions per month with a $2.00 fee for each excessive transaction.
Offer: $5.00 monthly fee if balance falls below the $100 minimum balance in the statement cycle. APY compounded quarterly.
0.20% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tech Credit UnionMembership SavingsSavings · $25 min · 0.00%–0.60% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Dividends paid are determined by the amount of deposit balance within each rate tier.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $25 0.00% Up to $1,000 0.10% $1,000 – $5,000 0.10% $5,000 – $10,000Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits. 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 and up 0.60% Rate checked
More details - Federated BankTiered-Rate Money Market AccountTiered-Rate Money Market Account · $2,500 min · 0.00%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: One interest rate is paid on the full balance of the account. Interest compounded and credited monthly using daily balance method. Variable rate may change at bank discretion. No broker deposits. If balance falls below $2,500.00, no interest is earned and a $10.00 monthly service charge applies. Fee of $10.00 per withdrawal after 4 per month. Preauthorized transfers limited to 6 per month with max 3 by check.
Offer: No interest earned and $10.00 monthly service charge if balance falls below $2,500.00. No compounding.
0.00% interest rate · $10 monthly fee · Effective Aug 25, 2026
Rate by balance
Rate by balance for Tiered-Rate Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Your amountMonthly compounding. 0.20% $10,000 – $25,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 0.40% $25,000 – $100,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 0.60% $100,000 – $100,000,000Monthly compounding. $10.00 monthly service charge waived when balance is $2,500.00 or greater. 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; interest calculated using the daily balance method. Preauthorized transfers or withdrawals limited to 6 per statement cycle. New deposit customers restricted to in-person visits to a location.
Offer: Minimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum.
0.20% interest rate · $5 monthly fee · Effective Feb 10, 2026
Rate checked
More details - United Trust BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.10%–0.22% by balance
Bank · 1 branch
0.18%APY$18 a year on $10,000Requirements
Product: $20 monthly service fee if balance falls below $2,500 on any day in the month. Interest compounded and credited monthly. Limited to 6 withdrawals per statement cycle (only 3 made payable to third parties). Includes complimentary checks.
0.10% interest rate · $20 monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.18% $20,000 and up 0.22% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches