Bank · FDIC insured
First Secure Bank & Trust
A $396.2M bank headquartered in Palos Hills, IL, with 6 branches in Illinois. Best rates: savings 0.20% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings892.04%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Secure Bank & Trust
Founded in Palos Hills, Illinois in 1977 as 1st Bank & Trust, the bank was established to serve the financial needs of local friends and neighbors.
It was renamed Family Bank & Trust Co. in 2000 and First Secure Bank & Trust Co. in 2009, later forming holding company First Secure Bancorp, Inc. in 2018.
The locally owned community bank operates locations across the Chicago Southland, including Palos Park, Oak Forest, Mokena, Orland Park, and Tinley Park, and is part of First Secure Bank Group.
- Headquarters
- 10360 S Roberts Rd, Palos Hills, IL 60465
- FDIC certificate
- 22536 ↗
Branches
6 branches in Illinois
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Illinois
6 branches
- First Secure Bank and Trust Co.Main office10360 S Roberts Rd, Palos Hills, IL 60465Directions
- Mokena Branch19648 S La Grange Rd, Mokena, IL 60448Directions
- Oak Forest Branch15901 Central Ave, Oak Forest, IL 60452Directions
- Orland Park Branch11901 W 143rd St, Orland Park, IL 60467Directions
- Palos Park Branch11901 Southwest Hwy, Palos Park, IL 60464Directions
- Tinley Park Branch18299 Harlem Ave, Tinley Park, IL 60477Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.49% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 6.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.51% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio11.49%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent6.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.51%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Secure Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.